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I don’t think that’s correct CB.Need to be mindful that the charities you talk about aren’t overly meaningful. Most of the big charities only 10-15%of money raised actually reaches the needy, the rest is pocketed by the corporations that run the charity.
Football clubs, corporate charities... It’s almost the same thing.
Personally I’d prefer to spend my coin on the club, at least they aren’t pretending to be the saviour for all unfortunate.
Most charities report publicly on the breakdown of spending from the funds they raise and the breakdowns I’ve seen are approx the reverse of what you’ve stated. Somewhere between about 6 and 15% would be typical for admin and direct costs of fund raising.
Reputable charities are extremely sensitive to this sort of criticism and would be appalled to see it being put about that only 10-15% gets to the target beneficiaries.