Insurance for over 50s?
Demarkation is everywhere
Funny you should mention that, its one of the specific examples mentioned on the website when discrimination is allowed;
When factual evidence supports that the discrimination is reasonable in the circumstances. For example, where an insurance company can show that a refusal to provide a policy to a person is based on statistics or actuarial data which is reasonable for the company to rely on.
https://www.business.gov.au/info/pl...ess/what-is-customer-service/refusing-service