Not my experience in the finance game, got out of banking after 15 years and hundreds of home loans because the impact of negative gearing for investors coupled with the First Home Owners Grant (biggest inflationary con of all time) locked too many youngsters out of an affordable home.
Refused to play the game and cautioned many against borrowing too much with too little. Seen plenty who have hit the wall by not taking sensible advice as the fear of missing out altogether fuelled a glut of lending, where very dodgy lending practices were both encouraged and allowed to flourish for the pursuit of profit. The Banking Royal Commission has barely scratched the surface.
Still waiting to hear how cashed up investors, able to write off losses at tax payer expense, helps youngsters afford a property.