boncer34
Formerly "Dos23"
Basic cover only lets you claim $7k a year in accident?Not a hell of a lot, we went through RSPCA for our insurance because my sister works there. I think we have a limit of $11,000 per year with 80% reimbursement and no excess. This covers accidents and illnesses.
You get a discount if you have multiple pets on the policy too; I think it's only 10% but it all counts at the end of the day.
We pay for the Ultimate Cover level only because Angus is 9 next week and older big dogs generally have more problems, plus Greyhounds have well documented health issues with their joints and hips. I'd find that the basic cover would be enough for most normal inside dogs, which allows you to claim $7k a year. Only thing is it doesn't cover illnesses, only accidents.
EDIT: Maybe I do know a bit