Pretty sure they would be. After all, the company doesn't say, the reason your premium is the size it is is because you are black. You just get a number, you dont get to see the actuarial stats behind it.That could be said for many things. If there was data black people made more claims should they all be charged more?
Edit, this is with the proviso that the info is legally allowed to be collected. Like with interview questions, I believe there are restrictions on the data that can be used. I suspect race may be one of these. I dont recall ever putting my race in on an online insurance application, because they may not be allowed to ask that question.
This is also going to be an important question in the future as genetic predisposition to disease becomes better understood. Companies will want access to your genetic profile before giving you health insurance. This is good business, but bad public policy.