- Apr 3, 2006
- 33,469
- 11,826
- AFL Club
- Geelong
Hey guys, I make decent money, am not in debt apart from a mortgage, and have good credit. I have a Visa card with my home loan provider, but it has no set of 'rewards' (and none of their credit cards do), so it basically sits in my wallet unused.
I'm looking for a Visa/Mastercard or even AmEx with a good reward system. I'd like to avoid being locked into having a 'reward' that can only be cashed in at one place, but if it's an exceptional deal, I'd go for it. Interest Rate and Credit Limit are not important (within reason), since I doubt I'll ever really carry a balance on it.
My ideal usage here is a card I can use for all my daily purchases (lunch, dinner, eating out, movies, groceries, petrol, whatever) which will earn me some reward points, rather than just using my debit card everywhere. Also would like to get rid of my shitty general spendings account, is it a good idea to have my wage paid into the account tied to my credit card and use it for everything?
Any advice appreciated.
I'm looking for a Visa/Mastercard or even AmEx with a good reward system. I'd like to avoid being locked into having a 'reward' that can only be cashed in at one place, but if it's an exceptional deal, I'd go for it. Interest Rate and Credit Limit are not important (within reason), since I doubt I'll ever really carry a balance on it.
My ideal usage here is a card I can use for all my daily purchases (lunch, dinner, eating out, movies, groceries, petrol, whatever) which will earn me some reward points, rather than just using my debit card everywhere. Also would like to get rid of my shitty general spendings account, is it a good idea to have my wage paid into the account tied to my credit card and use it for everything?
Any advice appreciated.