- Nov 17, 2007
- 18,626
- 22,824
- AFL Club
- Richmond
From memory, which will be quickly proven or disproven by google if you can be bothered, things like home and car loans are on a rent-to-buy basis. Business loans are backed by part ownership until paid off. The main consideration is lack of risk - they don't lend if there's a chance they won't get repaid.