Banter Random Discussion Thread 143- Sports, Music, TV and Train Talk

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Doughboy

Premiership Player
Jun 14, 2012
3,548
2,803
#returnofthewings
AFL Club
West Coast
Other Teams
Royals, Wildcats, Warriors
Anyone here changed banks before? I’d like to know how easy/hard it is.
We changed recently as we got a better home loan deal.

With anything, the original set up and automatic payments was a pain, but went pretty smoothly after that.

Didn't really take too long to get it all sorted though
 

MrKK

Club Legend
Mar 11, 2012
2,577
3,408
City of churches
AFL Club
West Coast
Other Teams
Sturt, Southampton FC, LSU
Anyone here changed banks before? I’d like to know how easy/hard it is.
Did it last year when we moved house and changed mortgage provider. Wasn't too bad, and since we had new utility accounts anyway it was easy to just add new bank details at the same time.

I remember it being easier in UK. The banks manage direct debits, so you just give your old account details to your new bank and they do the rest.
 

Dazzler10

Premiership Player
Apr 30, 2015
4,512
10,451
Te Fiti
AFL Club
West Coast
Anyone here changed banks before? I’d like to know how easy/hard it is.
What sort of change are we talking? Transaction account, or a mortgage?

As long as you can remember all your linked direct debits, changing a transaction acct is easy enough.

Changing a mortgage is pretty easy too. Indeed, it can be fun seeing your bank squirm trying to keep your business. Just remember that as the customer, you hold all the power. Enjoy the experience is my advice.
 

MKMatty

Doin' The Eagle Rock
Jul 14, 2014
12,819
13,950
South West WA
AFL Club
West Coast
What sort of change are we talking? Transaction account, or a mortgage?

As long as you can remember all your linked direct debits, changing a transaction acct is easy enough.

Changing a mortgage is pretty easy too. Indeed, it can be fun seeing your bank squirm trying to keep your business. Just remember that as the customer, you hold all the power. Enjoy the experience is my advice.
Transaction. I have one personal loan I’ll have to move across but I also may look at refinancing that too.
 

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