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Sublime

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When you have comedians being racist towards their own race, gay comedians using half their material poking fun at the gay community, it's any wonder other comedians pick up on it and peddle it for themselves. Doesn't make it right in any way, but it kind of enables it and makes it 'accepted' unfortunately.
 

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Wickzki

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Wickzki your partner is on periactin isn't she?
Just came back from the docs after another migraine from hell yesterday and I'm off endep and onto periactin.
Yeah, that was me. It's worked wonders for her. She still gets the occasional headache but they're nowhere near as bad as what they were.
 

MEB_

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Yeah, that was me. It's worked wonders for her. She still gets the occasional headache but they're nowhere near as bad as what they were.
Fingers crossed I get the same results! Can't take much more of this.
Did they find out why she got migraines or are they just happy that they've been reduced?
 

Wickzki

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Fingers crossed I get the same results! Can't take much more of this.
Did they find out why she got migraines or are they just happy that they've been reduced?
I'm not sure. Have sent her a txt - she's in Brisbane today inspecting houses ahead of our move. Will get back to this asap.
 

JamisonRun40

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MEB have any medical professionals diganosed why you get migraines? Have you had a car accident and got whiplash? Or have you hurt your neck or back somehow. Have you always had migraines? Sorry for so many questions.
 

MEB_

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MEB have any medical professionals diganosed why you get migraines? Have you had a car accident and got whiplash? Or have you hurt your neck or back somehow. Have you always had migraines? Sorry for so many questions.
I've been getting migraines regularly since I was about 17 and just living with them but they've become unbearable. I have been to a neurologist but I wasn't happy with him. One doctor told me that it was hormonal so they put me on a pretty strong contraceptive pill to regulate my hormones but it's made no difference.

At the moment I'm getting an average of one debilitating migraine a week, and I've only managed to work 4 days a week for the last month. My boss is quickly getting over it and so am I. Last night was so bad that I was crying hysterically while HBF held three icepacks to my head, and I only got some relief after taking 6 panadol, 2 nurofen plus and an endep.
 

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JamisonRun40

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MEB that is the worse case I have heard off. My friend gets them but it is only when she is totally stessed out and has gone overboard with going out etc etc. Then she is literally shut off to everyone in a dark room and quiet.
 

MEB_

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No probs JR. I've tried kinesiology and meditation and other natural remedies but none of them work. I've tried exclusion diets and cut out gluten, dairy, etc at different times for 3 months each and none of it worked.

I hope these new tablets work cos I'm at the end of my tether!
 
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Wickzki your partner is on periactin isn't she?
Just came back from the docs after another migraine from hell yesterday and I'm off endep and onto periactin.
Periactin as anti hist is awesome for a very small % of migraine sufferers so if u r one great
Endep is mostly used as a nerve pain agent
Migraines are complicated
Gp's are lazy and. Often flog patients off as soft junkies just wanting pain killers
Have you tried maxalt imigran etc?
 

Jeremias

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Anyone know much about credit ratings & how they can be affected by taking on/closing multiple credit cards in a year?

Looking at taking advantage of a few current frequent flyer offers but not sure what it would do to my rating, if anything.
 

blueboy25

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Anyone know much about credit ratings & how they can be affected by taking on/closing multiple credit cards in a year?

Looking at taking advantage of a few current frequent flyer offers but not sure what it would do to my rating, if anything.
I worked in a bank a number of years ago and yes they may question why you have had had so many applications for cards but the main thing they are looking for is no defaults.

If they do question it they may also ask for proof that the credit cards are closed and no longer in use.
 

Sublime

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Anyone know much about credit ratings & how they can be affected by taking on/closing multiple credit cards in a year?

Looking at taking advantage of a few current frequent flyer offers but not sure what it would do to my rating, if anything.
Never had a credit card so i'm probably not the best help, but as long as you pay them off promptly i can't see how getting/losing multiple cards would make a difference to credit rating.
 

Jeremias

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I worked in a bank a number of years ago and yes they may question why you have had had so many applications for cards but the main thing they are looking for is no defaults.

If they do question it they may also ask for proof that the credit cards are closed and no longer in use.
I'm with Commonwealth Bank and have a regular CC with them but looking at opening one with ANZ to get the 50,000 Qantas points on offer.

Long term I'm happy to have fewer cards rather than more so I'd be looking at closing off that ANZ card after a year (maximum) once I've received the points and before I have to pay any renewal fees.

I'd then move back over to Comm Bank and hopefully change my current CC to an awards card so I'd only have the one with them.

I'm in a very sound position with no danger of 'defaulting' but have missed a few payments (we're talking maybe 3 in 6 odd years with no huge amounts outstanding) which can be put down to laziness/forgetfulness. Usually pretty good on that front.

Given all of that do you think I'd be OK? Would you recommend it?
 

blueboy25

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I'm with Commonwealth Bank and have a regular CC with them but looking at opening one with ANZ to get the 50,000 Qantas points on offer.

Long term I'm happy to have fewer cards rather than more so I'd be looking at closing off that ANZ card after a year (maximum) once I've received the points and before I have to pay any renewal fees.

I'd then move back over to Comm Bank and hopefully change my current CC to an awards card so I'd only have the one with them.

I'm in a very sound position with no danger of 'defaulting' but have missed a few payments (we're talking maybe 3 in 6 odd years with no huge amounts outstanding) which can be put down to laziness/forgetfulness. Usually pretty good on that front.

Given all of that do you think I'd be OK? Would you recommend it?
I can't see any issue with that.

It's the people that have 4 different credit cards, a harvey norman card plus a host of store cards. You find those type of people just move money around between the cards to show that they are making a payment but never seem to pay anything off.

Missing a few payments won't even show up on your credit check, its only if you default and or are made bankrupt.

On bank related stories, a few years back NAB had an offer that if you opened up a new savings account and deposited $20 in to it they would send you a brand new sherrin. The account fees were $2 per month so myself and a heap of mates all opened accounts and then waited for about 6 weeks for the sherrin to arrive and we then promptly closed the account. A new sherrin ended up costing us $4 in account keeping fees.
 

Jatz

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I'm with Commonwealth Bank and have a regular CC with them but looking at opening one with ANZ to get the 50,000 Qantas points on offer.

Long term I'm happy to have fewer cards rather than more so I'd be looking at closing off that ANZ card after a year (maximum) once I've received the points and before I have to pay any renewal fees.

I'd then move back over to Comm Bank and hopefully change my current CC to an awards card so I'd only have the one with them.

I'm in a very sound position with no danger of 'defaulting' but have missed a few payments (we're talking maybe 3 in 6 odd years with no huge amounts outstanding) which can be put down to laziness/forgetfulness. Usually pretty good on that front.

Given all of that do you think I'd be OK? Would you recommend it?
I work on the CBA Awards CC program. If you ever have any questions specifically relating to Awards, let me know.
 
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