Discussion The Random Discussion Thread

[jwikked]

Who's watched Mr. Mercedes

I enjoyed it greatly. Brendan Gleeson was really fantastic.

Stephen Kings next book is about Holly, the autistic woman in the show.

 

[plugger66]

Really you should do a bit of research on how people retire. The only myth is your thinking you only have super or a pension. You think a couple can live on 40k a year and not be almost in poverty? We subsidied my in laws for 20 years with monthly money because they only have the pension.
You can't get the pension until 67. If I retired today, it is 4 years before I can get it, meaning if we wanted to live on 90k a year (50k less than we spend currently), we would use 360k of our super without any pension. Once our super gets to about 700k we start getting a small pension, continuing to use our super until we are down to 410k when we get the full pension.
As you get older, you expenses get less, less socialising, less holidays etc so your income can start to get less.
What most do is TTR, transition to retirement, say 4 days a week and draw down the extra from the pension, tax effective as well.
BTW don't have to retire at 67, that is when the pension kicks in is all.

On SM-S908E using BigFooty.com mobile app

Interesting but what has that got to do with my reply to gringo that the rich can get a pension and who even mentioned 67 years of age. Well I did but that was explaining why I will be working till then because I will need the pension and super. Yes you understand all this but I think I do as welll. By the way do people under 60 get taxed on their super if they some of it then? No idea why you think I thought you can have the super or the pension considering I previously said I need both to love a close to normal retirement.

 

[plugger66]

I won't retire without a pension, just not the full pension, full pension kicks in when your combined assets are less than 410k, part from about 700k.


On SM-S908E using BigFooty.com mobile app

Yes I know all the figures because I’m 61 years old. Vital to know it

 

[SaintsSeptember]

Yes I know all the figures because I’m 61 years old. Vital to know it

As a Boomer, you must be totally loaded.
( if you are stupid enough to believe stereotypes ).

 

[Sun Ra]

As a Boomer, you must be totally loaded.
( if you are stupid enough to believe stereotypes ).

Loaded means a few things - with Plugger it means VB I reckon.

 

[Mowman]

Grass : No shortage = its free.

No its not

 

[joop]

Quit my job of 16 years last month, been pretty miserable the last few years at work, which has kept me miserable out of work.
Spent the last week working for a bloke doing window washing.
Love it. Barely feels like work at all.
Time flies and it's grouse to get to work in different spots every day. Feels great to put in a hard days work and have people appreciate the effort.

Good you mate. It’s crazy how long people stay in jobs/careers that make them unhappy.
I hated my career, did some more schooling to ‘move up’ and half way through it had a moment where I was like why the **** am I doing this? I was going to just burnout and be miserable.
So I moved to the other side of the world and started growing cannabis. The money sucks, the happiness does not.

 

[gringo2011]

Quit my job of 16 years last month, been pretty miserable the last few years at work, which has kept me miserable out of work.
Spent the last week working for a bloke doing window washing.
Love it. Barely feels like work at all.
Time flies and it's grouse to get to work in different spots every day. Feels great to put in a hard days work and have people appreciate the effort.

I have been in my own business for years and it was the best thing I've done. I had a good corporate career lined up but decided that I wasn't made for it. My ethics got in the way. Same with my wife, she was a corporate lawyer and hated every day she went to work. Changed careers and is now loving work. Chooses her own hours and days.

Funny enough I've just had my window cleaner move on after 15 years, when he started he was doing an MBA and was still a kid trying to pay his way though uni, he ended up doing so well with his window cleaning he never stopped. Does all the shops in Elwood and St Kilda. Just sold part of his St Kilda round to someone else but I've seen him grow up and get married, buy houses, travel, the lot. It's like losing a mate. The new guy is heaps better but boring as ****.

 

[gringo2011]

I enjoyed it greatly. Brendan Gleeson was really fantastic.

Stephen Kings next book is about Holly, the autistic woman in the show.

Go see Banshees of Inisherin if you like Brendan Gleeson. It's bleak as **** but excellent. It's existential AF like the best Irish literature. You leave the cinema needing to drink heavily.

 

[gringo2011]

No its not

Yep, my dog is making that Sir Walter Buffalo geezer rich.

 

[jwikked]

Go see Banshees of Inisherin if you like Brendan Gleeson. It's bleak as * but excellent. It's existential AF like the best Irish literature. You leave the cinema needing to drink heavily.

I've been looking forward to that for a while now, I only recently watched the excellent In Bruges with Gleeson and Colin Farrelly, and now I'm down for whatever those two are in.

 

[gringo2011]

I've been looking forward to that for a while now, I only recently watched the excellent In Bruges with Gleeson and Colin Farrelly, and now I'm down for whatever those two are in.

I haven't seen that for years but it was a good film from memory. I could watch it again and not remember the end.

 

[sammm]

I see jealousy. I also think some have earnt the idea of retiring at 55. Why shouldn’t they. By the way is it actually tax free for that amount? I thought it wasn’t. And as hard as it is head for us average people to get their head around it those people do have a different lifestyle to us. Why should they have to change. America must have an even better system for super if you are blaming that on health services. We are such a lucky country in that regard.

It's tax free from 60

 

[SaintsSeptember]

No its not

I'll pay you to cut it, but i won't pay for the clippings.
Years ago i saw some guy on Ebay trying it on, putting bags of clippings on auction for $1.00

Back in those days you could do a search for anything in a 5km radius, just doing a search without any keywords.
Was like a lazy mans garage sale.

 

[StFly]

So, went to see a chick on a piano in Melb recital centre last night, ran into line closures on the way home, as I didn't do my normal before going in, this morning is owwies, don't have RA peoples, the tightness is real. 6hrs for a 2hr show, goddamn, not as bad the mob that flew in from Adelaide though, respect.

In other news, piano was very nice, NGL, love the string set ups more though.

 

[BigPowerForward]

Some people just need to be outraged to give their life meaning

 

[Dard Ball Get]

Some people just need to be outraged to give their life meaning

Funny they go on about stereotypes, seeing as they are always the same types of people

 

[SaintsSeptember]

Some people just need to be outraged to give their life meaning

So i wonder if non-native americans consider everyone in Moe is offensive to native americans?

 

[BigPowerForward]

So i wonder if non-native americans consider everyone in Moe is offensive to native americans?

I would be offended, if they are not offended, by the non offensive behavior

 

[gringo2011]

So, went to see a chick on a piano in Melb recital centre last night, ran into line closures on the way home, as I didn't do my normal before going in, this morning is owwies, don't have RA peoples, the tightness is real. 6hrs for a 2hr show, goddamn, not as bad the mob that flew in from Adelaide though, respect.

In other news, piano was very nice, NGL, love the string set ups more though.

A real pain in the arts?

 

[StFly]

A real pain in the arts?

Funnily enough, I think it was the replacement bus that did it, he hit like 4 curbs then after I managed to catch a train from Sunshine, I had to walk 2km home as my ride fell through.

Melb recital, that has padded seats bro, full pad, comfy as, $60 bottle of wine though and you know, I considered it but I'm not that much of a snob and they only had plastic cups.

 

[pebblesofsand]

So $3M in a super fund is the cut off figure for tax advantages.

Wonder how they worked that out? Let me see - my rule of thumb figure was 12 times the amount you intend to spend.

Divide $3M by 12 and you get the very neat round figure of $250K per year.

 

[gringo2011]

Funnily enough, I think it was the replacement bus that did it, he hit like 4 curbs then after I managed to catch a train from Sunshine, I had to walk 2km home as my ride fell through.

Melb recital, that has padded seats bro, full pad, comfy as, $60 bottle of wine though and you know, I considered it but I'm not that much of a snob and they only had plastic cups.

I had to pick up my son from Altona on Saturday night, took an hour to get over the Westgate because of the roadworks. MRC is a good venue though, good size without many shit seats.

 

[Dard Ball Get]

You’re taking the piss now George

 

[George]

You’re taking the piss now George