Discussion The Random Discussion Thread

[gringo2011]

View attachment 2396531

What the flamen hell is this????

And they say Australia doesn't have its own cuisine.

 

[wannabewinner]

Australia is cooked mate. Everybody is talking about. Lots of parents I speak to are leaving or waiting until kids finish school and they are done.

We are in the same boat. We are out of here in 7 years, my wife and I already work remotely. Once the kids are done with school, it's bye bye. We will spend the last stint of our working life in Malaysia/Singapore.

I am not going to cop losing half my income in tax for the next 20 years whilst the state government blows 13m on some machette metal bins at 325k a bin.

Australia has gone full commie with Vic being the worst. They are aggressively scheming how to bend us over even further with more taxes, meanwhile the public sector has been responsible for 80% of job growth the past 2 years.

That is just more parasites stealing on the productive part of the economy.

If you don't have to be here to earn money, and your kids are grown up, it makes no economic sense to be here. Only going to get worse.

Once my father is gone and kids 18… I am out of this “paradise”. I’ll put my house on rent/sale, and go to another country. At least I’ll have some fun or a cheaper early retirement.

Either pay crazy taxes on a so called “high paying job” or become a crim with a NDIS/Govt funded lambo. That’s the only right now survivable strategy in Australia.

 

[dudeintheswamp]

And they say Australia doesn't have its own cuisine.

Haha every time I hear or read the word cuisine, I can't not think of this place in my local area...

 

[StFly]

Haha every time I hear or read the word cuisine, I can't not think of this place in my local area...

View attachment 2397397

I think of

 

[bergholt]

Australia is cooked mate. Everybody is talking about. Lots of parents I speak to are leaving or waiting until kids finish school and they are done.

We are in the same boat. We are out of here in 7 years, my wife and I already work remotely. Once the kids are done with school, it's bye bye. We will spend the last stint of our working life in Malaysia/Singapore.

I am not going to cop losing half my income in tax for the next 20 years whilst the state government blows 13m on some machette metal bins at 325k a bin.

Australia has gone full commie with Vic being the worst. They are aggressively scheming how to bend us over even further with more taxes, meanwhile the public sector has been responsible for 80% of job growth the past 2 years.

That is just more parasites stealing on the productive part of the economy.

If you don't have to be here to earn money, and your kids are grown up, it makes no economic sense to be here. Only going to get worse.

Personally I wouldn’t move away from my mates just for money (which doesn’t matter that much in the final washup) but you do you I guess

 

[gringo2011]

Personally I wouldn’t move away from my mates just for money (which doesn’t matter that much in the final washup) but you do you I guess

Australia is stupid and wasteful but it's still got one of the highest living standards in the world. If you can't make it here you will struggle in most other places more.

 

[saintbill]

Personally I wouldn’t move away from my mates just for money (which doesn’t matter that much in the final washup) but you do you I guess

5-10 years out of Australia earning the same income (doable for us), means retiring minimum 5 years earlier which is a truckload more quality time with mates if you decide to come back.

Also, "just for money" is an embarrassing take. You don't know me. Every cent I make goes to trying to set up my family.

You sound like a boomer who has enjoyed the greatest financial tailwinds in history to acquire wealth, but is too ignorant to understand the country has changed.

My kids will have to be exceptional to have even a half decent standard of living in this clownshow that is unflolding. Hence, why I want to bank as much cash as possible to help them. Our generation actually gives AF about their wellbeing.

I have broken my back doing 60-70 weeks building my own business for 10+ years, to get to a position where I can be anywhere and the same income comes in.

50% of country now has it's primary source of income from the government. Yet every year the government gets more and more hostile towards business owners like me that actually create jobs.

However, if you are the type that couldn't imagine missing a few sessions with your mates at the local pub for a few years, even if it could alleviate a lot of stress for your kids in adult life, you do you champion.

 

[bergholt]

5-10 years out of Australia earning the same income (doable for us), means retiring minimum 5 years earlier which is a truckload more quality time with mates if you decide to come back.

Also, "just for money" is an embarrassing take. You don't know me. Every cent I make goes to trying to set up my family.

You sound like a boomer who has enjoyed the greatest financial tailwinds in history to acquire wealth, but is too ignorant to understand the country has changed.

My kids will have to be exceptional to have even a half decent standard of living in this clownshow that is unflolding. Hence, why I want to bank as much cash as possible to help them. Our generation actually gives AF about their wellbeing.

I have broken my back doing 60-70 weeks building my own business for 10+ years, to get to a position where I can be anywhere and the same income comes in.

50% of country now has it's primary source of income from the government. Yet every year the government gets more and more hostile towards business owners like me that actually create jobs.

However, if you are the type that couldn't imagine missing a few sessions with your mates at the local pub for a few years, even if it could alleviate a lot of stress for your kids in adult life, you do you champion.

Yeah I spent about that amount of time out of Australia (in the US), made good money, came back. Definitely not a boomer!

Personally not giving my kids too much because I've seen that go wrong too many times. They're smart and resourceful, they'll work it out. The future is rosy, don't believe those who tell you otherwise.

And I completely agree on the government not having the faintest ****ing clue how to create jobs except in the public sector. The Australian economy being based entirely on resources and property (immigration) is a multi-decade policy failure which all sides of politics are responsible for.

But ultimately my conclusion (and yeah I'm lucky) is that above a certain level the money doesn't matter. Relationships are what matters. Shifting out of the country for a significant period made me a bunch of money and hurt a bunch of relationships, some irreparably (people who I wasn't here to support).

So personally I wouldn't be moving out of Australia and breaking relationships just to make a bit more cash. But yeah, I've been lucky, so I totally acknowledge that's not a position that everyone's in.

 

[saintbill]

Australia is stupid and wasteful but it's still got one of the highest living standards in the world. If you can't make it here you will struggle in most other places more.

Define make it though? People get by, but they put no money away. Its a 1 way bet that the house will keep going up. Super won't be nearly enough for most people with the way cost of living is rising.

I agree its not hard to bag yourself say a 150k salary. Plenty of public secor numpties earning that. Does that mean living well though?

I would define living well as being able to set yourself up for the future not just week to week. If you have kids in school and a mortgage, 300k household income actually doesn't go that far. A few more years of rising house prices and rental increases will make it even more impossible for the next generation coming through.

You have to skate where the puck is going Gringo. We are on the cusp of the biggest white collar jobs apocolypse in history.

No country is more exposed than Australia who has amongst the highest household debt to GDP in the world, most of which is tied up in the unproductive housing sector.

Our business is in software, we have cut our contractors down by 90% the last 12 months. AI agents do all the work these people used to do. I am in a couple of business groups, this is all anybody is discussing and working on. Salesforce and Microsoft are on a developed hiring freeze for the first time ever.

Job losses are going to blow peoples mind the next 5-10 years. Yet Australia's economy relies on enslaving the next generation with a 30 (soon to be 40) year mortgage at 10x their income. It can't last, when there is zero job security, u less 90% of us just do circle work for the government.

I do agree that no place is perfect however. Overall we are still lucky for now, despite how poorly the country is being run.

However, this is not the country to build or be entreprenuerial. Crap like 4 day work weeks and guaranteed work from home, will simply have capital flee to wear it easier to do business. Wages are already way too high for poor output.

Argentina was one of the best performing economics in the world in the 90s. Doesn't take long for things to unravel.

 

[L_W_P]

Would love to see the budget sheets of people that say a 300k household income doesn't go far.

I've been raising 3 kids with my stay at home wife on sub 100k for a decade.

Have been living in the Cranbourne/Clyde/Carrum Downs area that whole time. Have worked locally and in the city. Have used public transportation and driven to South Melbourne.

We go on holidays, eat well, go out for day trips and weekends, have friends over, run the streaming services etc

Crazy that a house with triple my income would be finding it hard to balance the budget.

Tells me you are living way beyond your means because a 300k household has the opportunity to smash out some huge ROI if you're keeping things in check.

 

[saintbill]

Would love to see the budget sheets of people that say a 300k household income doesn't go far.

I've been raising 3 kids with my stay at home wife on sub 100k for a decade.

Have been living in the Cranbourne/Clyde/Carrum Downs area that whole time. Have worked locally and in the city. Have used public transportation and driven to South Melbourne.

We go on holidays, eat well, go out for day trips and weekends, have friends over, run the streaming services etc

Crazy that a house with triple my income would be finding it hard to balance the budget.

Tells me you are living way beyond your means because a 300k household has the opportunity to smash out some huge ROI if you're keeping things in check.

Throw child care, taxes, and potential school fees plus a mortgage into the mix and see how u go.

If you bought a house 10+ years ago than its fine. What about the next generation though?

Anybody with a mortgage in a half decent area has very little cashflow.

300k becomes 200k after tax and super. 100k mortgage is nothing these days. Down to 100k net already.

2 working parents, means you have to use child care so expect net child care costs of 50k a year on 2 kids. Food for family of 4 is minimum $300 a week. So before you have spent anything else, you are talking about 35k leftover. That's peanuts.

Put yourself in a 25-30 year olds shoes who wants to have a family? How is it even possible?

The next generation is cooked. Uni debt of 100k, can't get a house. Biggest jobs apocalypse on our doorstep.

If you have been able to do it on 100k, then that's awesome, but that is not possible moving forward unless you are gifted a house and/or have free babysitting from grandparents.

 

[saintbill]

Yeah I spent about that amount of time out of Australia (in the US), made good money, came back. Definitely not a boomer!

Personally not giving my kids too much because I've seen that go wrong too many times. They're smart and resourceful, they'll work it out. The future is rosy, don't believe those who tell you otherwise.

And I completely agree on the government not having the faintest ****ing clue how to create jobs except in the public sector. The Australian economy being based entirely on resources and property (immigration) is a multi-decade policy failure which all sides of politics are responsible for.

But ultimately my conclusion (and yeah I'm lucky) is that above a certain level the money doesn't matter. Relationships are what matters. Shifting out of the country for a significant period made me a bunch of money and hurt a bunch of relationships, some irreparably (people who I wasn't here to support).

So personally I wouldn't be moving out of Australia and breaking relationships just to make a bit more cash. But yeah, I've been lucky, so I totally acknowledge that's not a position that everyone's in.

Everybody's situation is different. Take your point about not wanting to gift your kids everything. I have a son with special needs, he will need ongoing financial support so I want to bank as much as possible.

For me, moving overseas for a 5-10 year period will make a monumental difference financially.

Can come back to Oz once a year for a month, confident relationship will be fine. Actually have a few mates with similar plans.

I think if any countrys values deviate too far away from yours, you should explore alternatives.

Anyway, this is a footy blog so will give it a rest

 

[Dr Spaceman]

 

[PoppedCorn]

Yup

And Sophie's now out Injuried as well

 

[gringo2011]

Define make it though? People get by, but they put no money away. Its a 1 way bet that the house will keep going up. Super won't be nearly enough for most people with the way cost of living is rising.

I agree its not hard to bag yourself say a 150k salary. Plenty of public secor numpties earning that. Does that mean living well though?

I would define living well as being able to set yourself up for the future not just week to week. If you have kids in school and a mortgage, 300k household income actually doesn't go that far. A few more years of rising house prices and rental increases will make it even more impossible for the next generation coming through.

You have to skate where the puck is going Gringo. We are on the cusp of the biggest white collar jobs apocolypse in history.

No country is more exposed than Australia who has amongst the highest household debt to GDP in the world, most of which is tied up in the unproductive housing sector.

Our business is in software, we have cut our contractors down by 90% the last 12 months. AI agents do all the work these people used to do. I am in a couple of business groups, this is all anybody is discussing and working on. Salesforce and Microsoft are on a developed hiring freeze for the first time ever.

Job losses are going to blow peoples mind the next 5-10 years. Yet Australia's economy relies on enslaving the next generation with a 30 (soon to be 40) year mortgage at 10x their income. It can't last, when there is zero job security, u less 90% of us just do circle work for the government.

I do agree that no place is perfect however. Overall we are still lucky for now, despite how poorly the country is being run.

However, this is not the country to build or be entreprenuerial. Crap like 4 day work weeks and guaranteed work from home, will simply have capital flee to wear it easier to do business. Wages are already way too high for poor output.

Argentina was one of the best performing economics in the world in the 90s. Doesn't take long for things to unravel.

Argentina was booming in the 20s. It was the richest country in the world. Regime change and greed screwed them.

AI isn't going to spare people anywhere. It will hit manufacturing just as hard. Trades probably last to go but the world needs to rethink the economic model quickly. There is going to have to be some kind of universal basic income and if production values plummet monetary value is going to be hard to set.

Even things like software will be able to be custom designed by AI. I find the thought of not working depressing. People will go insane without being occupied. I'm starting Luddite community in the bush or something. Grow organic veggies or something.

Property can't continue to rise but also probably the most secure asset in a post work world.

 

[gringo2011]

Would love to see the budget sheets of people that say a 300k household income doesn't go far.

I've been raising 3 kids with my stay at home wife on sub 100k for a decade.

Have been living in the Cranbourne/Clyde/Carrum Downs area that whole time. Have worked locally and in the city. Have used public transportation and driven to South Melbourne.

We go on holidays, eat well, go out for day trips and weekends, have friends over, run the streaming services etc

Crazy that a house with triple my income would be finding it hard to balance the budget.

Tells me you are living way beyond your means because a 300k household has the opportunity to smash out some huge ROI if you're keeping things in check.

I have nephews that live in the country and because housing is cheap they pay their mortgages without it hurting their lifestyles. In inner Melbourne a lot of people have $1 million + mortgages. $1100 a week repayments before you pay for anything else is eating into your pay. $300k combined income is bringing home less than $200k.

 

[Dard Ball Get]

I have nephews that live in the country and because housing is cheap they pay their mortgages without it hurting their lifestyles. In inner Melbourne a lot of people have $1 million + mortgages. $1100 a week repayments before you pay for anything else is eating into your pay. $300k combined income is bringing home less than $200k.

How’s this shit

 

[PoppedCorn]

2 mill a bedroom
lol

im retiring overseas, **** this country, bread will be 48 bucks by the time im retired

 

[bergholt]

AI isn't going to spare people anywhere. It will hit manufacturing just as hard. Trades probably last to go but the world needs to rethink the economic model quickly. There is going to have to be some kind of universal basic income and if production values plummet monetary value is going to be hard to set.

Nah I know this stuff pretty well, it's not completely predictable but basically the current AI architecture (transformer-based LLMs) is likely to top out and plateau soon. They're expensive to run and predictably imperfect, will get cheaper and better over time but most of the big gains have already been had. No-one's paying the full cost of their usage because it's all funded by VC dollars, once the full cost is exposed to people and businesses, usage will drop off.

So imo they actually won't end up taking that many jobs in the near future. As time goes on they'll get better and better at particular things, but most of those will be relatively narrow niches. Manufacturing is already very automated and will only get more so but, at least in Australia, it's not a big employer any more.

Not too much to worry about straight away imo.

 

[gringo2011]

How’s this shit
View attachment 2400216

Saw that. Absolutely ridiculous.

 

[Dard Ball Get]

Saw that. Absolutely ridiculous.

Go ya halves for our little Sydney getaways

 

[gringo2011]

Go ya halves for our little Sydney getaways

Go over for pride and haunt Oxford street again?

 

[StFly]

As an aside, I was doing dishes earlier, needed a toothpick to get some cheese off of a string wire for cutting said cheese after hand washing about 6 knives and such. In opening that toothpick container I;

• Sliced the top of my ring finger, shallow from about 1mm below the nail to the first knuckle.
• Took off a 3mm patch of skin on the middle finger in the same place that bled like a mofo. Soaked a tissue bleed.

All as the container was stuck and well, had to hit it at an angle huh for sharp plastic.

I now have a red blotch on the middle bandage in the middle cause I used a cream before it went on and it's soaking through like a boss.

And I was going to garden tomorrow...

 

[SaintsSeptember]

Once my father is gone and kids 18… I am out of this “paradise”. I’ll put my house on rent/sale, and go to another country. At least I’ll have some fun or a cheaper early retirement.

Either pay crazy taxes on a so called “high paying job” or become a crim with a NDIS/Govt funded lambo. That’s the only right now survivable strategy in Australia.

the only thing that i've noticed about getting old...is that all that free medical , that i had all my life but never used....suddenly becomes very useful and far more competent and effective than some would say.

 

[SaintsSeptember]

Saw that. Absolutely ridiculous.

We cling to our capital cities, and its the logical outcome. Its become worse, country hubs that used to have industry, are dying and all the jobs are in our urban sprawl.
I work for a multi-national corporation, a manufacturing-based company. The head office is in a city in Germany. It not even within the 50 biggest cities in Germany. There are people there who live in tiny villages who commute to wore in half an hour.

The population of greater berlin is less than that of Melbourne. Once a city gets to a certain size its more efficient to have other industrial hubs, but it takes infrastructure. ( Germany have a brilliant rail network, better roads and even river transport ).