Social Science Things that please me - Part 3

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Billy ray

Brownlow Medallist
Nov 10, 2013
13,755
20,629
The Valley near the Alley
AFL Club
Gold Coast
Other Teams
Hell no
Refinanced our home loan and it got unconditionally approved today.

Interest rate has gone down from 4.07% to 3.39%. Save $300 a month. ******* winning.
Did your home value take a hit at all? Or did you have enough equity that it didnt matter?
I think if i get my refinanced they will revalue it a bit lower and i may slip below the 80% loan to value ratio and they may only offer a better rate but then i have mortgage insurance to pay
 

Cruyff14

TheBrownDog
Aug 16, 2011
56,629
37,940
Melbourne
AFL Club
Hawthorn
Other Teams
Arsenal
Did your home value take a hit at all? Or did you have enough equity that it didnt matter?
I think if i get my refinanced they will revalue it a bit lower and i may slip below the 80% loan to value ratio and they may only offer a better rate but then i have mortgage insurance to pay
Well we paid $475k in Jan 2016. June 2017 when valued came back at $455k.

Took a few goes this time but it came back at $485k (after other valuations of $440k, $450k and $460k) which we needed to avoid LMI.
 

PoppedCorn

Brownlow Medallist
Dec 29, 2009
10,756
15,349
AFL Club
St Kilda
Other Teams
West Ham 76ers
Getting the newish shed finally set up with cupboards benches and basically organized.
First time ever ive had a shed that i can do work in and be organized, tidy and rather happy about it
Nothing special like some of these 100 grand decked out mancaves...far from it, but enough to be able to get sh*t done
 

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craigos

Brownlow Medallist
Sep 2, 2014
10,607
19,678
AFL Club
Hawthorn
Other Teams
Liverpool
Well we paid $475k in Jan 2016. June 2017 when valued came back at $455k.

Took a few goes this time but it came back at $485k (after other valuations of $440k, $450k and $460k) which we needed to avoid LMI.
Got to love the real estate industry. May as well just throw a dart at a number.
 

perthblue

Brownlow Medallist
Feb 10, 2011
10,561
19,242
Weitering
AFL Club
Carlton
Other Teams
Bayern München
Drank a chocolate milk too fast last week and threw up for the first time since last December when I had my tonsils out

They belong in the 'overrated things in life' thread for mine
sounds like user error to me, don't blame the shake #dontblametheshake
 

the_interloper

Brownlow Medallist
Aug 1, 2006
15,948
14,846
Melbourne
AFL Club
Richmond
Vanilla milkshake. The best.
Got to be honest I don't really see the point, though I always liked lime which some people think is silly.

Returned an external hard drive on the weekend, 2 and a half years into a 3 year warranty. Last time I returned something to Jb Hi Fi I had to argue the point so was prepared for a punch on. Not only did I get a new HD on the spot, I got a new warranty for another 3 years and got 44 dollars refunded as the new HD was cheaper, remarkable!

The girl was young and hot and oh so friendly, pretty sure she just wanted the D.
 

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