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i was looking thru an old subfolder on my work's network drive, in a personally named subfolder, and found a spreadsheet i created about 20 years which had my first 7 years of superannuation balances at each 30 June (that i would have manually entered from paper statements at the time).
being the nerd that i am, i went online and got all my statements for the period since, which were remarkably all available online, and completed the data entry.
gotta love compound interest
of the latest balance (no Dollars in the chart), around 40% of it is has been from my employers mandatory contributions, and 63% is investment returns (and -3% is fees and insurance premiums i have paid)
my average annual return on investments is 7.4%.
i remember when i signed up i was told it should average at least 7% over your working life.
sonsofbitches were right.
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Ophidian Old Boys
The first column is $687.Give us the dollars on the left axis so we can fully appreciate regularly chipping in and compound interest.
Finally booked a guitar lesson after playing for 20 years, I'm ****in nervous not gonna lie haha
.Don't do a Jimi jimi hendrix and play with ya teeth.
My requirements are a little more basic tbh, watched some vids of teach shredding and yeah, he's probably qualified to instruct me!
Hauy from yesterday
Outstanding.
Today a easy day.
I stopped of on the side of the road for a pic.
This guy doing some wedding in his garden goes hello.
I sad hi , he had a black lab and they sold coffee.
I said to myself hes got a lab I'm going in
****ing 14.50 for a coffee and sticky date pudding good size too, what a find.
Winning .
Dog got belly rubs.
My back has seized up just thinking about all that walking. I canāt even hang the washing without severe sciatica atm.Hauy from yesterday
Outstanding.
Today a easy day.
I stopped of on the side of the road for a pic.
This guy doing some wedding in his garden goes hello.
I sad hi , he had a black lab and they sold coffee.
I said to myself hes got a lab I'm going in
****ing 14.50 for a coffee and sticky date pudding good size too, what a find.
Winning .
Dog got belly rubs.
Rocking the suburbs just like Michael Jackson did,except he was talented.Pictures look great, I need to see more of our country instead of "rocking the suburbs" Ben Folds style
My back has seized up just thinking about all that walking. I canāt even hang the washing without severe sciatica atm.
Tell her hit in nuts more painful than childbirhh.You're forgetting that marriages don't abide by the Marquess of Queensberry rules though, that's when I get a verbal knee to the aggots.
From little things big things grow.i was looking thru an old subfolder on my work's network drive, in a personally named subfolder, and found a spreadsheet i created about 20 years which had my first 7 years of superannuation balances at each 30 June (that i would have manually entered from paper statements at the time).
being the nerd that i am, i went online and got all my statements for the period since, which were remarkably all available online, and completed the data entry.
gotta love compound interest
of the latest balance (no Dollars in the chart), around 40% of it is has been from my employers mandatory contributions, and 63% is investment returns (and -3% is fees and insurance premiums i have paid)
my average annual return on investments is 7.4%.
i remember when i signed up i was told it should average at least 7% over your working life.
sonsofbitches were right.
View attachment 2466263

Been fun following them over here! Everyone on the bandwagon. The team seems to have great chemistry and there have been a lot of dramatic moments throughout the playoffs.Yesavage and the Blue Jays. I'm not much of a baseball fan but I like a good fairy tale, and my mum's Canadian. I hope they can go all the way.
While avoiding work yesterday we figured out who was making what and Yesavage being such a late callup was getting ~$50k USD in 2025 compared to the Dodgers starter Blake Snell who signed a contract for $182 million over 5 years.Yesavage and the Blue Jays. I'm not much of a baseball fan but I like a good fairy tale, and my mum's Canadian. I hope they can go all the way.