credit card tips?

[Hap Hapablap]

looking for a credit card. need one with a limit of 2500-3000. which one is the best one out there from experience as well as which one has the best interest and cash advance rates?

 

[FrediKanoute]

looking for a credit card. need one with a limit of 2500-3000. which one is the best one out there from experience as well as which one has the best interest and cash advance rates?

That is such a difficult question. The best credit card depends a lot on the type of person you are:

- do you pay off the whole balance before the due date;
- do u want to earn frequent flyer points;
- do you want a low rate of interest, but less interest free days;

You need to ask all of these questions before you can answer the question. As a general rule though - low interest rate and longer interest free days are the qay to go.

 

[Hap Hapablap]

That is such a difficult question. The best credit card depends a lot on the type of person you are:

- do you pay off the whole balance before the due date;
- do u want to earn frequent flyer points;
- do you want a low rate of interest, but less interest free days;

You need to ask all of these questions before you can answer the question. As a general rule though - low interest rate and longer interest free days are the qay to go.

nope dont pay the whole balance on time as id take the 55day interest free type. frequent flyer points arent a priority.

 

[Astro_]

nope dont pay the whole balance on time as id take the 55day interest free type. frequent flyer points arent a priority.

In that case you should be able to find a credit card with a rate of around 10%-12%.

My card with Big Sky Credit Union has a 10.7% rate, 45 days interest free, no annual fee. www.bigsky.net.au