Being skint?

[XFactor1979]

im one of the few people who believe what i have is all i have (i dont borrow), and i dont get myself involved with collaterals or complicated terminologies like that

anyway im sure a few of us have had the situation of the cash machine saying that you cant take any cash out (not even 20 bucks) because of situations beyond our control

the other day i copped a situation where i was overcharged at the dentist where they bungled the amount i could claim from the health fund (on the spot), me being diplomatic, forked out the total of the overcharged amount - because i like to keep it uncomplicated, i ended up going into the red zone. from what precious little i have.

anyway the kerfuffle with regards to the private health fund has left me waiting nearly an extra 5 days until things are back to normal. im using my resources to squeeze pennies in the meantime

its a stressful situation.

me and a few of my work colleagues were joking about the fact we werent getting paid over the christmas break, one of my co-workers wanted to fly home to be with family in new zealand where its grossly overpriced for the christmas period, she was concerned over the fact she wasnt getting paid over the break. anyway my suggestion to her was: 'start selling things you have'

 

[midorigreenwood]

30-50 cents a pack

either that or live on potatoes.... these are pretty much the best value per calories that your money will buy

and take public transport

 

[raskolnikov]

I don't have a credit card but my savings account has an overdraw facility that I can withdraw up to $500 if needed. I don't use it very much but it's nice to have as a backup. I'll probably need it over Christmas as I'm moving from a state school teaching job to a private one so won't get paid over the holidays.

 

[XFactor1979]

one of the most uncomfortable feelings in the world is:

"Insufficient funds" at the ATM. you know youre munted when you try to take out 20 and it says that

or "Transaction Declined" when youre using eftpos

"Transaction declined" is a more uncomfortable feeling because it happens at a shop.

 

[Brown Bottle]

30-50 cents a pack

either that or live on potatoes.... these are pretty much the best value per calories that your money will buy

and take public transport

I love them but I can't have them any more Too much Palm Oil! My kids would string me up if I brought them into the house.