Shell
Premium Platinum
Happy talk like a pirate day! 
Steve loves this day.
Steve loves this day.
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FTA-TV First Dates - Part 5 - Back to the Repeats
- Thread starter HomerThompson
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Shell
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And IT Professionals Day
HomerThompson
Brownlow Medallist
- Thread starter
- #43,178
Celebrate the professionals. Amateur murderous clowns are the worst.
Shell
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Shell
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Going to the bank today to find out what I'll be paying once my mortgage goes ka-blamo at the end of the year.
Shell
Premium Platinum
Man why oh why did I not get Fixed term for 3 years and not 2.
The 2 year rate was significantly lower, but even still- would have been so much better than what it is now.
The 2 year rate was significantly lower, but even still- would have been so much better than what it is now.
Your mortgage would hate least be pretty small now though wouldn't it, think about all those that borrowed like near like $500k to $1M during covid.
Lol there's a bunch of the usual imbeciles on this site that were blaming the rba guy for saying he wasn't going to raise rates, not the people taking out silly loans because money was 'free' at the time.
Lol there's a bunch of the usual imbeciles on this site that were blaming the rba guy for saying he wasn't going to raise rates, not the people taking out silly loans because money was 'free' at the time.
Shell
Premium Platinum
Idk, that's what I'll find out today I guess.
Shell
Premium Platinum
I'm also only one income. And a low one at that, that doesnt even get a tax refund so...
Shell
Premium Platinum
Might have to get a second job come Feb.
I draw the line at getting a summer job during my holidays. **** that.
I draw the line at getting a summer job during my holidays. **** that.
Shell
Premium Platinum
The deposit is what astounds me. Ppl having tiny deposits when buying.
I just cannot understand that, and I never will.
At least there is work for anyone that wants it at the moment so people can battle through it. But if the economy tanks and people start losing their jobs watch out....
Shell
Premium Platinum
Yeah well that's another thing, I am on a contract.
I'd be shocked tho if they did not renew. Alot of kids at this school needing help and all..
I'd be shocked tho if they did not renew. Alot of kids at this school needing help and all..
Shell
Premium Platinum
At the end of the day, at least I have a support network. If the shit really hit the fan, I could either sell and move back home, or rent and move back home.
Not ideal, but its not the worst thing that could happen.
Not ideal, but its not the worst thing that could happen.
At least education work would be pretty consistent, it's still needed in tough times.
Construction for example when it dries up it really dries up.. mining same.
Construction for example when it dries up it really dries up.. mining same.
Shell
Premium Platinum
It's also a Catholic school >> Government.
Will never work at another government school, its just too unreliable.
Will never work at another government school, its just too unreliable.
Shell
Premium Platinum
Anyway, bank time now.
Darling Fascist Bullyboy, give me some more money, you bastard.
HomerThompson
Brownlow Medallist
- Thread starter
- #43,194
Good luck [emoji1696] [emoji256] [emoji293]
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You know what pisses me off?
Gravy.
I got pork today for lunch and it was good. And I got gravy which was good. They really went to town with the gravy too which was good.
So when I get to the eating my pork bit there's heaps of gravy to spare. But instead of going on my meat, it's just smears around the plate and drips off leaving me with poorly gravyed pork, which means if I want the gravy I have to lick the plate at the end. Which I do, even in public, because idgaf.
Why can't scientists invent sticky gravy that sticks instead of smears?
Gravy.
I got pork today for lunch and it was good. And I got gravy which was good. They really went to town with the gravy too which was good.
So when I get to the eating my pork bit there's heaps of gravy to spare. But instead of going on my meat, it's just smears around the plate and drips off leaving me with poorly gravyed pork, which means if I want the gravy I have to lick the plate at the end. Which I do, even in public, because idgaf.
Why can't scientists invent sticky gravy that sticks instead of smears?
Shell
Premium Platinum
My reaction to what my repayments will be in the "worst case scenario"/ highest percent
Shell
Premium Platinum
Yeah I won't need a second job.
28% of my income will go to my mortgage. Thats what kind of a rise it will be ie. hardly anything. So relieved.
28% of my income will go to my mortgage. Thats what kind of a rise it will be ie. hardly anything. So relieved.
Shell
Premium Platinum
I feel like going on a shopping spree now.
HomerThompson
Brownlow Medallist
- Thread starter
- #43,199
Time to pick up some Carlton gear [emoji41]I feel like going on a shopping spree now.
Shell
Premium Platinum
I was thinking:
- new phone (I think I'm a tad overdue for one. Looking at the new motorola for $230)
- new clothes
- staycation end of year (which is already booked in)
- day spa
That's probably about it, I wont go overboard.
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