Settling down....

[Danni]

There is also the decision people make to work hard now, so they don't have to later in life.

Many people have seen their parents work later in life than they would like to have, so as to secure their later years.

For many, the option of 'settiling down' in their 20's, working hard, having a family, and a mortage, and possibly having a couple of investment properties under their belts by the time they are 30 is a good propersition.

To them it means they know they won't have to work like dogs all their lives, and will be young enough to enjoy the world later in their lives, as opposed to retiring on a pittance when they are 65 or 70, and not being able to enjoy their retirement.

 

[dees*gal]

Originally posted by PowerGirl36
I spose it's not what age you are, just if you meet the right person you might realise that settling down is what you want to do! Depends on the person though. I hope if I have the right job and been travelling already

yeah, thats true... although ive been traveling, alot! i go with the family every 5 yrs, so i dont have such a need for it, although if i got the chance to go again, id jump for it in a slit second!

personally, i have no idea what'll happen. i guess im hoping everything will just fall into place some day (even though i know that cant happen). what ever happens, happens and i aint gonna have the whole plan...

 

[lioness]

Originally posted by Hoggy
Sounds like she is in denial if you ask me.

Yeah she's justifying herself WAY too much.

 

[Bomber Spirit]

Originally posted by suzi_olsen
I am 25 at the moment and I am about to shift into a unit in Mt Clear.

I am single and I am going to stay single. That's my choice. BTW, it doesn't mean that I'm gay cause i'm not.

No-one suggested you were Suzi. There's plenty of straight people not in steady relationships, and there's plenty of gay people who are in relationships.
I moved out from Mum & Dad 10 years ago. A bit earlier than I really wanted to, but they were moving back to Victoria and I wanted to stay in Sydney. But there's no way I could have got married and had kids then - I was far too immature and spent far too much time hanging around sporting venues to take on those sort of responsibilities and done them properly. 10 years on and not all that much has changed.

 

[NICK THE PIE MAN]

Well, im 17 and just finished school.

Im a bit confused at the moment and just farting along at the moment.

My two best mates are going to Mexico next year to live for a year in one of them's step Mother's house. My other mate and I are saving up, defering Uni, and going to meet them there in May. We are going for a month and we will be going everywhere backpacking in Mexico with them.

Can't wait. Want to see the world.

Although, I have been warned from others older than me that have done what I have done. They tell me that when you get back to Australia, you will be probably be saving again so you can go and backpack again becuase you have such a great time.

6 month University defer could turn into a year.

 

[Falchoon]

Originally posted by Rohan_
Why do so many people comprimise their lifestyle and try to settle down so early? I know a bloke who is roughly the same age as me (23) and his lifestyle is practically ruined because of a mortgage on a house.

Now I'm all for finding your "soul mate" but why cut your own lunch when you're so young? No wonder so many people have mid life crisis's.

There is a great deal of satisfaction in owning your own house and living under no ones rules, shouldn't be discounted. I bought a house because I didn't want to live with people any more or live under a landlord.

I bought my first house at 23, best thing I ever did, never stopped me going out and since, I have been to every state in Australia bar Tassie, Singapore and Mauritius with the Europe thing planned for April. If I didn't get in to the housing market then, I'd be screwed now.

It doesn't have to impinge on your lifestyle, especially if there are bedrooms to rent out. There's more to life than getting pi##ed every weekend.

 

[Rohan_]

Re: Re: Settling down....

Originally posted by Falchoon
I bought my first house at 23, best thing I ever did, never stopped me going out and since

No disrecpect but how old are you? Housing prices in your day were nothing compared to what they are now.

I know people who have brought houses in Toorak in the 70's for mid $150's and they are now worth close to a $1 million.

 

[Diego Forlan]

Re: Re: Re: Settling down....

Originally posted by Rohan_
No disrecpect but how old are you? Housing prices in your day were nothing compared to what they are now.

I know people who have brought houses in Toorak in the 70's for mid $150's and they are now worth close to a $1 million.

$150k in the 70's was also a lot of money back then... Sure we have a property boom (slowly dwinlding into a bust) at the moment, but nonetheless $150k i'd imagine back in those days would have got you quite a house, something a lot better than todays $150k house.

 

[you_idiot]

Re: Re: Re: Settling down....

Originally posted by Rohan_
No disrecpect but how old are you? Housing prices in your day were nothing compared to what they are now.

I know people who have brought houses in Toorak in the 70's for mid $150's and they are now worth close to a $1 million.

You can still find houses, or build-and-land packages, around $150-200K, Rohan. At least you can in Ballarat-- can't speak for Melbourne and its immediate suburbs, though.

I will say this-- the housing prices back home compared to here are like night and day. The Ballarat market (and a good part of the Australian market as a whole, I presume) leaves the Silicon Valley market in the dust.

Back in the Santa Clara valley, and most of the San Francisco Bay Area, for that matter, you have to look good and hard for a place (and a good place at that) for less than $400,000 USD... and that's a conservative estimate, at that. The real estate market back home has gone beyond the levels of the ridiculous and sublime...

Boy, am I so glad I moved here to stay for good. I have a better chance to own a home.

Cheers,
William

 

[Rohan_]

Re: Re: Re: Re: Settling down....

Originally posted by you_idiot
You can still find houses, or build-and-land packages, around $150-200K, Rohan. At least you can in Ballarat-- can't speak for Melbourne and its immediate suburbs, though.

Ummmm, $150 k would probably get you a house in the lovely and charming suburbs of Roxborough Park, Caroline Springs and Broadmedows.

I know everything is comparative but the price of living in the 60's and 70's was a hell of a lot cheaper than it is today.

 

[dr nick]

Re: Re: Re: Re: Re: Settling down....

Originally posted by Rohan_
Ummmm, $150 k would probably get you a house in the lovely and charming suburbs of Roxborough Park, Caroline Springs and Broadmedows.

I know everything is comparative but the price of living in the 60's and 70's was a hell of a lot cheaper than it is today.

well you can count yourself lucky you dont live in sydney

 

[you_idiot]

Re: Re: Re: Re: Re: Settling down....

Originally posted by Rohan_
Ummmm, $150 k would probably get you a house in the lovely and charming suburbs of Roxborough Park, Caroline Springs and Broadmedows.

Doesn't sound so bad... at least they're still available (can't speak for the quality of those neighbourhoods, though). But it doesn't mean we're moving out of Ballarat, as long as we have a choice.

Originally posted by Rohan_
I know everything is comparative but the price of living in the 60's and 70's was a hell of a lot cheaper than it is today.

I'd think that people's incomes were just as relative back then, too-- meaning, that today's $150K is much different than $150K back in the 1960's or 70's, or the 80's, for that matter, as well. Like you said, everything's relative or comparative...

Cheers,
William

 

[dees*gal]

Re: Re: Re: Re: Settling down....

Originally posted by you_idiot
You can still find houses, or build-and-land packages, around $150-200K, Rohan. At least you can in Ballarat-- can't speak for Melbourne and its immediate suburbs, though.

i know, everything is so expencive!! we live in a good-ish area, and a piece of land, resonable small with no property went for just under half a mill right accross the road!

so nicko18, im thankful i dont live in sydney! (but ill go there on holiday any time! )

 

[Blues Angel]

I can't speak for most females of my age (21) but here are my thoughts on 'settling down':

I have never ever had the 'wanderlust' to travel, and have always been rather contented to stay within the confines of SA - but who knows, that may change when I get older.

However, I would actually really love to settle down with someone, even now! To have a stable life (onya Hoggy!! ) with someone you love and care about I think would be the best thing to happen, regardless of age.

When you meet your match, destiny doesn't give a stuffer about age - if you are meant to be together at 10-15-20-25 years of age, you will be. Hey, you can always travel together you know!

 

[Falchoon]

Re: Re: Re: Settling down....

Originally posted by Rohan_
No disrecpect but how old are you? Housing prices in your day were nothing compared to what they are now.

I know people who have brought houses in Toorak in the 70's for mid $150's and they are now worth close to a $1 million.

None taken, can't help when I was born I'm 31 which means 8 years ago.

Housing prices were probably 40-50% of what they are today, but my first interest rate was 9.75% and a graduate salary was $30000 not $35000, it's all fairly relative.

 

[BluesBabe666]

My view on settling down...
I am 25, single, renting, planning overseas travel, have quite a bit of money saved, no inclination to "put down roots" and buy a house or anything. I may end up not coming back from Monaco - i'd rather not have the responsibility right now. I know there are others that want to buy their houses young, set themselves up for the future, but each to their own. I'd rather spend, and live for today, each day as it comes ... i have a theory that i will always land on my feet, and that the future can take care of itself!! As for a partner to settle down with, well, you never know whats around the corner!!! No plans are set in stone!!

 

[Spidergirl~RiCkChiCk]

depends how responsible u r with debts and whether u wanna go rooting around like a young person or whether u r ready to settle down i think.

Sometimes i think ppl may get caught up in the whole initial process of the wedding like oooh a ring and pretty dress and nice holiday etc then once u r into the marriage u obviously have to be prepared to work hard to make it work!

 

[BluesBabe666]

Originally posted by Spidergirl~RiCkChiCk
depends how responsible u r with debts and whether u wanna go rooting around like a young person or whether u r ready to settle down i think.

Sometimes i think ppl may get caught up in the whole initial process of the wedding like oooh a ring and pretty dress and nice holiday etc then once u r into the marriage u obviously have to be prepared to work hard to make it work!

"Rooting around like a young person"........ when i was a young person, i wasnt rooting around!!! In fact still not! I dont think it has anything to do with rooting (god i hate that word, so tacky)... more to do with financially setting yourself up.

 

[Spidergirl~RiCkChiCk]

Originally posted by BluesBabe666
"Rooting around like a young person"........ when i was a young person, i wasnt rooting around!!! In fact still not! I dont think it has anything to do with rooting (god i hate that word, so tacky)... more to do with financially setting yourself up.

I think it has everything to do with rooting because if you're man/girl is still in that going out and picking up stage that a lot of people don't grow out of till later in life then your so called marriage is in a lot of trouble!

 

[Bee]

Originally posted by Spidergirl~RiCkChiCk
I think it has everything to do with rooting because if you're man/girl is still in that going out and picking up stage that a lot of people don't grow out of till later in life then your so called marriage is in a lot of trouble!

But if they are 'rooting around', on you, why would you marry them in the first place? Or even stay in a relationship with them?

 

[Rohan_]

Originally posted by Bee
But if they are 'rooting around', on you, why would you marry them in the first place? Or even stay in a relationship with them?

So you could get on Jerry Springer..

 

[Spidergirl~RiCkChiCk]

Originally posted by Bee
But if they are 'rooting around', on you, why would you marry them in the first place? Or even stay in a relationship with them?

u wouldnt get in one with them would u thats wot i mean. Some ppl dont want to commit because of this reason.

 

[BluesBabe666]

I'm confused. I think you have "rooting" on the brain Spides, wasnt this thread started about settling down with a mortgage, etc, not about rooting?!

 

[Spidergirl~RiCkChiCk]

Originally posted by BluesBabe666
I'm confused. I think you have "rooting" on the brain Spides, wasnt this thread started about settling down with a mortgage, etc, not about rooting?!

does settling down not include sex on the menu? Hell i kno my parents don't go at it anymore but they had to make me somehow didn't they...unless i am a bastard child!

 

[Bee]

I think it all depends on the maturity of the person. Some people are sensible and mature at 23, and some are still very immature.
If someone wants to settle down and buy a house at 23, then it's up to them. I was 25 when I bought my house, it was financial security. I had no intentions of settling down and marrying at that stage, but six months later I met my fiance, and as BluesBabe said, you never know what is around the corner.