FTA-TV First Dates - Part 7

[Shell]

Aw **** your mother. 35 degrees on Monday. Which means Tuesday will be hot. Which means going to work will be hot.

**** off

 

[Billy ray]

Billy ray reduce. Reduce reduce reduce. Always reduce. Hell wipe out of you can. Why you need 5 bedrooms

5 bedrooms as 4 kids (15, 16, 17, 19) - so need 5 beds as lets face it, kids dont leave home to mid 20s or late 20s nowadays)

the reduce option is very appealling, partic if my partner and her heart problems means she cant work full time
and the areas we are looking are not suburban wasteland cheap houses - its basically the diference between a 1.8m house with 500k mortgage or a 1.5m house with 200k mortgage

in 10 years time, assuing they both go up by say 30%, im in same net position in what i will net when i sell (ie a house with some mortgage = a cheaper house with no mortgage)

 

[Shell]

5 bedrooms as 4 kids (15, 16, 17, 19) - so need 5 beds as lets face it, kids dont leave home to mid 20s or late 20s nowadays)

the reduce option is very appealling, partic if my partner and her heart problems means she cant work full time
and the areas we are looking are not suburban wasteland cheap houses - its basically the diference between a 1.8m house with 500k mortgage or a 1.5m house with 200k mortgage

in 10 years time, assuing they both go up by say 30%, im in same net position in what i will net when i sell (ie a house with some mortgage = a cheaper house with no mortgage)

Nah time for the 17 and 19 yos to fly. Kick em out like they're Novak Djokovic

 

[Kram]

All I know is I wouldn't be asking for advice from the average halfwit on gd haha.

 

[Billy ray]

All I know is I wouldn't be asking for advice from the average halfwit on gd haha.

hehehehe i literally laughed out loud

 

[Shell]

I think 74561347 's advice is needed here

 

[Billy ray]

Nah time for the 17 and 19 yos to fly. Kick em out like they're Novak Djokovic

i know right,change the locks and get a new phone

 

[Shell]

All I know is I wouldn't be asking for advice from the average halfwit on gd haha.

They're not all bad

 

[74561347]

Sell your kids to a coal mine and you're mortgage free with a heap of free space

 

[Billy ray]

I think 74561347 's advice is needed here

yeh - this is the post on GD forum
--------------------------
For those following at home (or work), my tenants in my house here on the GC hinterland have asked to buy it, and it looks like it will happen between now and June. They have rented it for past 18-24 months. And during this time, my family have been renting ourselves next to the beach.

We are now faced with the what do we do next (to cover the next say ~10 year period - over which time children should start to leave the nest). We need 5 bedrooms plus a space for my office.

From looking around at some houses the last few weekend, i think there are two clear options:

1) pretty much go 'like for like' in terms of a new mortgage by getting a high spec, large 5 bedroom house with a pool, which is in a nice nearby suburb. i wont have to do anything, turn key option.

2) half or even cut my mortgage size to 1/3 current size by getting a standard spec, 5 bedroom house which may or may not have a pool but has room to add one, and may need over time some kitchen or bathroom upgrades but nothing more than say new cupboards or benchtops, no major renovation by any means. This would be available by moving slightly further away from the areas we have lived for past 15 years

if you had the opportunity to reduce by half, or by even more, your mortgage, as someone about to enter my 50s (and i have plans to work for another 10-15 years), would you do it?

in either case, the plan (say in 10 or so years) would be to sell whatever option we get, and buy a smaller 2 bedroom unit on the beach for our remaining (mostly retirement) years.

thoughts?

 

[Shell]

I left home at 26. Considering I was OS for 1 year prior, technically 25. Not bad.

 

[Billy ray]

They're not all bad

i like to see the thought processes of various posters. if anyone replies.
this place at time is a ghosttown

 

[Billy ray]

I left home at 26. Considering I was OS for 1 year prior, technically 25. Not bad.

i was 24.

 

[Kram]

Honestly some of the idiotic posts I've seen on interest rates on this site.

 

[Shell]

Sometimes it really shits me I live in an apartment. Ppl in houses are lucky

 

[Shell]

*sometimes.

 

[74561347]

i like to see the thought processes of various posters. if anyone replies.
this place at time is a ghosttown

Don't worry about the super snowflake brigade over there, this is where the cool kids hang out

I left home at 26. Considering I was OS for 1 year prior, technically 25. Not bad.

I tell women that technically my mum lives with me. It works about as well as you think

 

[Shell]

I tell women that technically my mum lives with me.

 

[Shell]

I love that gif. Any excuse to post it...

 

[74561347]

View attachment 2208278

 

[74561347]

lets all have a silhouette party

 

[Billy ray]

 

[74561347]

View attachment 2208330

NO MASTURBATING ON SILHOUETTE NIGHT

 

[Shell]

23 degrees forecast for my first day back at work. Thank you

 

[Billy ray]

23 degrees forecast for my first day back at work. Thank you

You still at same school?
How’s it been?