Discussion Random Discussion

[gringo2011]

Netflix isn't the problem - it simply displays how poor the current internet service is
Fibre to the premises is more expensive but the outcome is so much better

I have friend from Japan who is a web developer and he thought he had speed issues when he got here and spent hours on the phone to find out his was quick. He still shakes his head that a major capital city in the first world can't have even moderate speeds. Politicians didn't get that with off shore printing and off site work practices that we need a decent capacity. Hopefully it was just short sighted not corrupt as some have suggested Murdoch didn't want Foxtel to lose ground.

 

[karaoke]

Iv'e seen it first hand.
You can nominate your estate or anyone you like. If they find a "dependent" the dependent will get it before the nominated person/estate.
So there is half a chance the woman who delivers meals on wheels will get it before the adult children.

Non-binding nominations
If you make a non-binding nomination, the trustee of your super fund will make a decision about who to pay your death benefit too, but it is also legally obliged to determine who your dependents are and any other relevant considerations at the time of your death. Your benefit will be paid to those considered to be financially dependent on you and, in some cases, this will not be the person or people nominated.

Binding nominations
If you make a binding nomination, the trustee of your super fund is required, by law, to pay your benefit to the person/s you have nominated when you die, as long as the nomination is valid at the time of your death. Binding nominations generally only remain valid for three years.

http://www.superguru.com.au/manage-your-super/after-death/choosing-beneficiary

 

[Plumber66]

I have friend from Japan who is a web developer and he thought he had speed issues when he got here and spent hours on the phone to find out his was quick. He still shakes his head that a major capital city in the first world can't have even moderate speeds. Politicians didn't get that with off shore printing and off site work practices that we need a decent capacity. Hopefully it was just short sighted not corrupt as some have suggested Murdoch didn't want Foxtel to lose ground.

There you have it.

Abbott's strategy was to aggressively portray the labor government as incompetent at every opportunity.

When he appointed Trumbull I recall him saying that his job was to "destroy" the nbn.

They opposed it because it was just another opportunity to bring down the government of the day. And much like their direct action policy, the had to concoct an alternative to give the impression that they supported what Labor was doing, but they had a credibly better way to do it.

In the end, it was all about painting Labor as incompetent so as to gain and keep power.

 

[bergholt]

Netflix isn't the problem - it simply displays how poor the current internet service is
Fibre to the premises is more expensive but the outcome is so much better

Still depends on backhaul capacity. FTTP just gives you a fast connection to the exchange, but then you're competing with everyone else in the same area to get to the internet. That's frequently a problem with country areas - there might only be a 100G link to the exchange, so if a few thousand people are trying to watch Netflix at the same time, it gets congested. The sparse nature of country population makes it a very costly problem to solve.

 

[SaintsSeptember]

Non-binding nominations
If you make a non-binding nomination, the trustee of your super fund will make a decision about who to pay your death benefit too, but it is also legally obliged to determine who your dependents are and any other relevant considerations at the time of your death. Your benefit will be paid to those considered to be financially dependent on you and, in some cases, this will not be the person or people nominated.

Binding nominations
If you make a binding nomination, the trustee of your super fund is required, by law, to pay your benefit to the person/s you have nominated when you die, as long as the nomination is valid at the time of your death. Binding nominations generally only remain valid for three years.

http://www.superguru.com.au/manage-your-super/after-death/choosing-beneficiary

From a random web page...
_______________________________________
Binding death nominations are facilities where you get to specifically nominate who is to receive the payment from your super fund if you die. They were introduced in the Superannuation Industry (Supervision) (SIS) act, Section 59(1 A).

Superannuation monies legally belong to the trustee of the super fund and are held on your behalf. You can't leave your superannuation to your estate, your superannuation is paid to nominated individuals at the discretion of the trustee. The way to nominate who gets the money is with a binding death nomination (or binding death category).

The problem with binding death nominations is that the politicians screwed up the legislation! Section 58(1) states that, subject to section 58(2), the trustee of a complying super fund must not be subject to the direction of any other person. Section 58(2) sets out some exemptions to that rule, but binding death nominations are not one of them! Section 58(3) states that if there is any ambiguity between the rules of the fund and 58(1), then 58(1) prevails. You can set binding death nominations while writing an insurance proposal, they should stand as you request them. The only problem is that because of the dicky legislation your nomination may not stand up to a court challenge from that nasty ex-wife that you specifically did not want to receive any money!

The other problem with them is that they are very specific in nominating people. Like a will that names beneficiaries a binding death nomination may well become obsolete if a nominated beneficiary dies or another one is born. This problem can be overcome with binding death categorie
______________________

Just be very careful.

In my case my mother in law ( who had already signed away her rights to the superannuation ) got a reasonable annuity ( which expires upon her death). She only got involved because the non live-in girlfriend of 12 months ( maybe less ) was recognised as a dependant and would have otherwise got everything. ( bitch went to the solicitors the day after he died ).

 

[SaintsSeptember]

Still depends on backhaul capacity. FTTP just gives you a fast connection to the exchange, but then you're competing with everyone else in the same area to get to the internet. That's frequently a problem with country areas - there might only be a 100G link to the exchange, so if a few thousand people are trying to watch Netflix at the same time, it gets congested. The sparse nature of country population makes it a very costly problem to solve.

It depends what you are trying to connect to as well.
Anyone wanting response ( ie . Online gamers, investment companies etc ) is affected by the location of the server they are trying to connect to.
I don't think anyone in Australia is able to get a ping better than around 200mS to the USA.

Organisations will continue to push whatever net we have to the extreme.

Dial up was perfectly adequate for reading the news. Then when broadband became the norm, web pages were covered with huge pictures and video advertising. You now needed to have broadband just to read the news.
Netflix means many people are now pushing the limits of the current system.
If we open a bigger pipe , people will start trying to shove bigger stuff down it.

 

[PoppedCorn]

I consider myself lucky
Very lucky
I'm not rich in money, far from it
I have a mortgage
Bigger than most prob
But I have no expenses in the child department
I see what it costs friends a year in clothes and school and sport
**** me dead
I also have a couple of acres, live a 15 min drive to work, am full time on shift, there's always overtime so can earn some good coin
The misses works at the same joint on the same shift as a casual
We see each other all morn at home and then off to work
Separate cars as she only does 5 hrs...I do 10
Very lucky that this suits us

If i won lotto id just deck out my 2 acres, buy a hot rod, invest and then help the community which is quite small up here in areas

The only thing I want to 'waste' money on is to build my car
Other than that I'm happy staying at home 90% of the time watching a movie or plodding around on the block

I look at these people with millions, tens of millions and just think you arrogant dick
Do you need a watch worth 1.5 million???

 

[SaintsSeptember]

I consider myself lucky
Very lucky
I'm not rich in money, far from it
I have a mortgage
Bigger than most prob
But I have no expenses in the child department
I see what it costs friends a year in clothes and school and sport
**** me dead
I also have a couple of acres, live a 15 min drive to work, am full time on shift, there's always overtime so can earn some good coin
The misses works at the same joint on the same shift as a casual
We see each other all morn at home and then off to work
Separate cars as she only does 5 hrs...I do 10
Very lucky that this suits us

If i won lotto id just deck out my 2 acres, buy a hot rod, invest and then help the community which is quite small up here in areas

The only thing I want to 'waste' money on is to build my car
Other than that I'm happy staying at home 90% of the time watching a movie or plodding around on the block

I look at these people with millions, tens of millions and just think you arrogant dick
Do you need a watch worth 1.5 million???

Yeah the whole Rolex watch thing is bullshit.
Its a sign on your arm advertising that you are rich. LOL people spend more on replica watches and handbags in Hong Kong, than i would spend on a watch.
Handbags??? FFS , if i was an employer and a woman came in to a job interview with a hand bag worth thousands, or a guy came in flashing his equally priced watch I would not employ them based on their poor use of money and their need to put down others ( which is what it amounts to ).
I simply would not someone in the business who made those decisions.

There are houses, mostly on the beach where i'd just love to live in that location, and might spend the money if i had heaps.
But not all the useless stuff.

 

[crasha301]

Yeah the whole Rolex watch thing is bullshit.
Its a sign on your arm advertising that you are rich. LOL people spend more on replica watches and handbags in Hong Kong, than i would spend on a watch.
Handbags??? FFS , if i was an employer and a woman came in to a job interview with a hand bag worth thousands, or a guy came in flashing his equally priced watch I would not employ them based on their poor use of money and their need to put down others ( which is what it amounts to ).
I simply would not someone in the business who made those decisions.

There are houses, mostly on the beach where i'd just love to live in that location, and might spend the money if i had heaps.
But not all the useless stuff.

A mate of mine found a genuine Rolex at a op shop once, payed $4 for it.

 

[Persevering Saint]

Just found out I have to get a crown for my tooth: a lazy $1500 and change.

 

[Keg on legs]

Just found out I have to get a crown for my tooth: a lazy $1500 and change.

Ouch!

I can sort that out for cash or beet if you like.

I think slabs of Carlton are about $50 at Dan Murphys...

 

[Brains Trust66]

You can't choose family, even when you would like nothing more than to drop them off a cliff and cackle.

Unless it's in the will, the brother gets nothing, we went through a similar thing with my mothers brothers trying to write us out of the will for a block of land we have % of, but as soon as the will stated that my nona left things to my mother who in turn left things to my old man, the threat of court trips and time sinks evaporated because they knew there'd be a counter claim for costs, reimbursement for time and for being a dick, because that shit don't fly on my mums deathbed and their position wasn't that strong to begin with, so their advice said to not go through with the claim.

All because they didn't think we had a copy of said documents, nor seek legal advice on position and counter claims.

What I'm getting at is, entrench your own position on the matter, ensure that you have options available and you'll be able to glare across the table at said brother and grin. You won't even have to then go to court, as it'll be settled outside, if you have the documents that state the brother gets nothing in relation to the house. But good luck man, is a shit scenario to be in when family decide to try and screw you.

Thanks mate [emoji106]


On iPad using BigFooty.com mobile app

 

[SaintsSeptember]

Just found out I have to get a crown for my tooth: a lazy $1500 and change.

Just finished one today.
Back tooth needed three root canals and a crown. If you don't have insurance consider a holiday to Malaysia and get your dental treatment over there.
( basically you get a trip for free ). Was given the option of having it ripped out, but i already have one gone on the other side, and i want to be able to keep eating steak for years to come.

As of boxing day my tooth started aching right up into my jaw. Normal dentist was away until New Years.
So i find the good news by this stranger. ( he robbed me a bit more than my regular dentist i found out later ).

Specialist came in to do the crown, and while she was putting the plastic stuff in my mouth for an impression a big chunk of it headed down my throat, i start gagging as you do.
Quickly she sits me up. She's saying stuff like "bend your left leg " "straighten it " "cross your legs" on and on.

I asked her later what it was all about , half expecting the answer i got. " I was distracting your mind ".

 

[SaintsSeptember]

Ouch!

I can sort that out for cash or beet if you like.

I think slabs of Carlton are about $50 at Dan Murphys...

View attachment 331566

Tom Hanks, ice skate blade and a rock.

 

[gringo2011]

Yeah the whole Rolex watch thing is bullshit.
Its a sign on your arm advertising that you are rich. LOL people spend more on replica watches and handbags in Hong Kong, than i would spend on a watch.
Handbags??? FFS , if i was an employer and a woman came in to a job interview with a hand bag worth thousands, or a guy came in flashing his equally priced watch I would not employ them based on their poor use of money and their need to put down others ( which is what it amounts to ).
I simply would not someone in the business who made those decisions.

There are houses, mostly on the beach where i'd just love to live in that location, and might spend the money if i had heaps.
But not all the useless stuff.

I know a few people who are super rich and it's the competition that gets them. Once you see a peer get a bigger house you feel the need to one up them. My wife has a good friend who is a lawyer and she married another lawyer, they have 2 kids and were living in a mansion in Hawthorn that was like a French country house. I went to her 40th and they had a function that was like the marquee set up that the Emirates put on at the races and they are friends of Gillan Mc laughlan and Adrian Anderson and it was full of politicians and minor celebrities.

Anyway long story the guy was a turd and they are now divorced, he went to the trouble of putting all their money off shore and mortgaging the house to the hilt first and completely screwing her over despite being a senior law partner at a major commercial firm. She has gone from a show life to a more normal existence and seems more settled and content. It's actually really high pressured living that kind of life that looks good on paper. I feel like the person who doesn't belong at any of her events, it's so far from what I'd wan't to live like.

 

[Plumber66]

Still depends on backhaul capacity. FTTP just gives you a fast connection to the exchange, but then you're competing with everyone else in the same area to get to the internet. That's frequently a problem with country areas - there might only be a 100G link to the exchange, so if a few thousand people are trying to watch Netflix at the same time, it gets congested. The sparse nature of country population makes it a very costly problem to solve.

I realise this is a hobby horse of mine, and I agree about the cost due to the size of our land and population scale.

However, I passionately believe that there are some things that shouldn't be about cost. Given the importance in the future.

Can you imagine if the same mindset prevailed over the Snowy, or even the Harbour Bridge?

Same for the deal plant. It's value will be when we need it. Not now.

It's funny when debating these issues because over their lifetime, people will fork out ten's of thousands of dollars on insurance they never use. But when they crash or are I'll, it's great value.

As far as infrastructure goes, even that great bastion of free enterprise the USA built the roads and railways with tax payers money.

There just some things that private enterprise won't touch because it's not profitable. So why not just build it and move on?

City link was privately built, is now a car park and you still have to pay full price.

Why us it OK to subsidise and or build a rail line for a mining company, but not OK for nbn or other important projects?

 

[Periphery]

Still depends on backhaul capacity. FTTP just gives you a fast connection to the exchange, but then you're competing with everyone else in the same area to get to the internet. That's frequently a problem with country areas - there might only be a 100G link to the exchange, so if a few thousand people are trying to watch Netflix at the same time, it gets congested. The sparse nature of country population makes it a very costly problem to solve.

That may be the case, but it'd still be easier to upgrade the capacity with FTTP than anything involving copper.

Plus the LNP's plan is going to cost as much as the original FTTP but also be crap. It's the worst of both worlds. But I guess a bunch of Turnbull's mates got paid so who gives a shit about what's good for the rest of us.

 

[SaintsSeptember]

I realise this is a hobby horse of mine, and I agree about the cost due to the size of our land and population scale.

However, I passionately believe that there are some things that shouldn't be about cost. Given the importance in the future.

Can you imagine if the same mindset prevailed over the Snowy, or even the Harbour Bridge?

Same for the deal plant. It's value will be when we need it. Not now.

It's funny when debating these issues because over their lifetime, people will fork out ten's of thousands of dollars on insurance they never use. But when they crash or are I'll, it's great value.

As far as infrastructure goes, even that great bastion of free enterprise the USA built the roads and railways with tax payers money.

There just some things that private enterprise won't touch because it's not profitable. So why not just build it and move on?

City link was privately built, is now a car park and you still have to pay full price.

Why us it OK to subsidise and or build a rail line for a mining company, but not OK for nbn or other important projects?

Pretty sure that when they built those projects, one eye was on cost.
Why is the harbour bridge shaped like that ?....

____________________________________
As a result of the tendering process, the government received twenty proposals from six companies; on 24 March 1924 the contract was awarded to English firm Dorman Long and Co Ltd, of Middlesbrough well known as the contractors who built the similar Tyne Bridge of Newcastle Upon Tyne, for an arch bridge at a quoted price of AU£4,217,721 11s 10d.[4][26] The arch design was cheaper than alternative cantilever and suspension bridge proposals, and also provided greater rigidity making it better suited for the heavy loads expected
___________________________________

Yes there was a lot of thought about it and it was done right. Imagine if the government had UNplanned it again after it was awarded to the contractor.
( The contractor was selected 4 years after the decision to build it ).

Fasttrack to the desal plant and we have an idiotic overpriced gut reaction.
Yay we have the most expensive desal plant in the world, i wonder if tourists will come and look at it.
Yes infrastructure is good and can provide jobs. No. The jobs shouldn't include paying people to do nothing and lining the pockets of organised criminals.
Spend it , but don't waste it.

If citylink was not built , do you think all those cars would just stay away?
Guess what , trucks on the west need to go east and vice versa.
But yea zigzagging across congested bridges on the yarra was fine. You are still free to get off and go that way if you want.

Melbourne have this crappy setup where there is no easy route from east to west without going through the CBD.
Even the route from South-East to North is crappy. Eastlink amazingly delivers you into the CBD an astounding 4km north of Citylink. Big help on the trip to Sydney. Politicians keep saying they want cars out of the CBD. Well start by getting rid of the cars that don't want to be there in the first place.

 

[sunny3193]

There is a book called "The Swerve": a NYT's best seller.
In essence it tells the story of an early 15th century Italian, a secretary to the Pope, who journeys into southern Germany visiting various monasteries on a tour of discovery. Looking for that as yet undiscovered ancient manuscript.
He is successful and finds "Da rerum natura" (On the nature of things), a manuscript written by Titus Lucretius Carus before 54BC.
It is the only copy of this manuscript to survive.

The manuscript is the real story, not its discovery.
Once we understand how it is discovered, the author focuses on the contents.

Lucretius is Roman but an adherent to the philosophy of Epicurus, a Greek philosopher who lived some 250 years earlier (and from whom we get the word "epicurean").
Epicurean philosophy is simple.
"The highest goal of human life is the enhancement of pleasure and the reduction of pain. There is no ethical purpose higher than facilitating this pursuit for oneself and others".
Think about that.
Further:
"Man's needs are simple. A failure to recognise the boundaries of these needs leads to a vain and fruitless struggle for more. Man is consumed by an infinite capacity for pleasure but that way a shipwreck lies".

In other words: the highest purpose we can achieve is to maximise pleasure for ourselves and others recognising that pleasure is not infinite, it has boundaries, and so be modest in our endeavours.
Think about that too.

Each of you in your own way subscribe to Epicurean philosophy.
I live by it.

To put Lucretius into 21st century context:

Here for a good time, not a long time.
And shrouds don't have pockets.

There's so much more in this book, but here is not the place for it.

 

[SaintsSeptember]

I know a few people who are super rich and it's the competition that gets them. Once you see a peer get a bigger house you feel the need to one up them. My wife has a good friend who is a lawyer and she married another lawyer, they have 2 kids and were living in a mansion in Hawthorn that was like a French country house. I went to her 40th and they had a function that was like the marquee set up that the Emirates put on at the races and they are friends of Gillan Mc laughlan and Adrian Anderson and it was full of politicians and minor celebrities.

Anyway long story the guy was a turd and they are now divorced, he went to the trouble of putting all their money off shore and mortgaging the house to the hilt first and completely screwing her over despite being a senior law partner at a major commercial firm. She has gone from a show life to a more normal existence and seems more settled and content. It's actually really high pressured living that kind of life that looks good on paper. I feel like the person who doesn't belong at any of her events, it's so far from what I'd wan't to live like.

So he was a better lawyer and a bigger prick. Amazing how those things go hand in hand.

 

[gringo2011]

I realise this is a hobby horse of mine, and I agree about the cost due to the size of our land and population scale.

However, I passionately believe that there are some things that shouldn't be about cost. Given the importance in the future.

Can you imagine if the same mindset prevailed over the Snowy, or even the Harbour Bridge?

Same for the deal plant. It's value will be when we need it. Not now.

It's funny when debating these issues because over their lifetime, people will fork out ten's of thousands of dollars on insurance they never use. But when they crash or are I'll, it's great value.

As far as infrastructure goes, even that great bastion of free enterprise the USA built the roads and railways with tax payers money.

There just some things that private enterprise won't touch because it's not profitable. So why not just build it and move on?

City link was privately built, is now a car park and you still have to pay full price.

Why us it OK to subsidise and or build a rail line for a mining company, but not OK for nbn or other important projects?

Unfortunately the Thatcher type conservatives spun the line that it was bad to run government debt so have limited any kind of infrastructure spending. It was a ploy to sell off public assets but means we are too scared of running debts. The NBN was a major stuff up because it was the first huge public infrastructure spend in years and now future governments will be even less likely to want to put these things up. The media is complicit too, the school halls "fiasco" was actually great for a lot of government and private schools as they have spaces they can lease out for sports or community groups. My kids school has karate, craft groups, christians and a whole lot of others paying to use the space. It was a fantastic thing for most of them but the public were lead to believe it was disaster.

 

[gringo2011]

Pretty sure that when they built those projects, one eye was on cost.
Why is the harbour bridge shaped like that ?....

____________________________________
As a result of the tendering process, the government received twenty proposals from six companies; on 24 March 1924 the contract was awarded to English firm Dorman Long and Co Ltd, of Middlesbrough well known as the contractors who built the similar Tyne Bridge of Newcastle Upon Tyne, for an arch bridge at a quoted price of AU£4,217,721 11s 10d.[4][26] The arch design was cheaper than alternative cantilever and suspension bridge proposals, and also provided greater rigidity making it better suited for the heavy loads expected
___________________________________

Yes there was a lot of thought about it and it was done right. Imagine if the government had UNplanned it again after it was awarded to the contractor.
( The contractor was selected 4 years after the decision to build it ).

Fasttrack to the desal plant and we have an idiotic overpriced gut reaction.
Yay we have the most expensive desal plant in the world, i wonder if tourists will come and look at it.
Yes infrastructure is good and can provide jobs. No. The jobs shouldn't include paying people to do nothing and lining the pockets of organised criminals.
Spend it , but don't waste it.

If citylink was not built , do you think all those cars would just stay away?
Guess what , trucks on the west need to go east and vice versa.
But yea zigzagging across congested bridges on the yarra was fine. You are still free to get off and go that way if you want.

Melbourne have this crappy setup where there is no easy route from east to west without going through the CBD.
Even the route from South-East to North is crappy. Eastlink amazingly delivers you into the CBD an astounding 4km north of Citylink. Big help on the trip to Sydney. Politicians keep saying they want cars out of the CBD. Well start by getting rid of the cars that don't want to be there in the first place.

The major problem is going through the city is t's ridiculously expensive and disruptive. It's also built in the era of horses and carts so not very practical long term. Punt road needed widening 20 years ago but they kept building with more density on it instead of planning it. People don't want above ground and we can't get the tunnels we have to flow. Basically it's too hard and keeps getting left off the agenda. We had unbuilt causeways to use as highway land into the future but we accidentally sold them all to developers.

 

[Joffaboy]

The NBN was torpedoed by the LNP on the orders of Murdoch who saw the direct threat to Foxtel.

LNP are in Murdochs pocket and they do whatever he says.

Regardless of the fact they are elected to serve us, they serve their moneyed masters and we pay for it in poor infrastructure.

 

[StCicatriz]

That may be the case, but it'd still be easier to upgrade the capacity with FTTP than anything involving copper.

Plus the LNP's plan is going to cost as much as the original FTTP but also be crap. It's the worst of both worlds. But I guess a bunch of Turnbull's mates got paid so who gives a shit about what's good for the rest of us.

optus was the big winner out of turnbulls copper **** up. i think optus are still pinching them selves that the gov actually did the deal

 

[SaintsSeptember]

The NBN was torpedoed by the LNP on the orders of Murdoch who saw the direct threat to Foxtel.

LNP are in Murdochs pocket and they do whatever he says.

Regardless of the fact they are elected to serve us, they serve their moneyed masters and we pay for it in poor infrastructure.

Why didn't they go for the republic then?
Nice conspiracy but it comes down to your personal opinion.