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Player Watch Brayden Maynard

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No, I'd prefer we flip Maynard for a first rounder. I think we have surplus as the medium defender role, and think Maynard is one we could afford to let go.

I also am not yet clear on McGuane's likely draft spot yet, but even so, we could trade the first round pick we get for Maynard if we felt he'd come in before that pick. We'd also get back salary cap space to make a raid on FA market in coming years.
This is my thinking as well. We have got the best out of Braydon. He has been great. If we can now get a first round pick for him at 29 that would be a bonus.

My preference would be to use that pick to trade for the right player in the 22-25 age bracket. We are losing generational experience over the next few years. Too many kids could spoil the broth.

Don't get me wrong, I am a fan. Just think he deserves a big pay day and we should not match it. Been down that road before and it hurts.
 
Saw Maynard today at a cafe in 3121 said he loves the Pies and played for us.

When asked he said its all talk and just hot air by North.

Nothing in it.

Last thing he said.

Im a Pie mate
As much as I want to be buoyed by this, he’s hardly going to confide to a stranger in a cafe he’s planning to leave Collingwood.

Most players don’t even tell their teammates until it’s sorted.
 
This is my thinking as well. We have got the best out of Braydon. He has been great. If we can now get a first round pick for him at 29 that would be a bonus.

My preference would be to use that pick to trade for the right player in the 22-25 age bracket. We are losing generational experience over the next few years. Too many kids could spoil the broth.

Don't get me wrong, I am a fan. Just think he deserves a big pay day and we should not match it. Been down that road before and it hurts.
Inclined to agree.

Take first round pick, turn it into younger player in the right age bracket e.g. a chunk of Rowell. Use Maynard’s vacant spot to develop someone like Parker. After acquiring Houston we have plenty of options on the HBF.

Something tells me Maynard only has another 2-3 good years left in him and is past his peak.
 
Inclined to agree.

Take first round pick, turn it into younger player in the right age bracket e.g. a chunk of Rowell. Use Maynard’s vacant spot to develop someone like Parker. After acquiring Houston we have plenty of options on the HBF.

Something tells me Maynard only has another 2-3 good years left in him and is past his peak.
Rowell or DeKoning would work for me.
 
Something that is overlooked a bit - when you are earning over $190k a year, everything over that is taxed at 45%!

So while it may seem like $600k a year for a footballer is incredible, set you up for life money, remember, they are paying 45% tax on $410k of that (in addition to the $51,638 they've also paid on the first $190k) - $600k has become $363k in reality after tax.

Now imagine that is now $1m instead of 600k
Now you're looking at $810k of that, taxed at 45%. $416,138 lost in tax. $584k is the net figure.

$600k = $363k
$1m = $584k

Medicare Levy is 2% of taxable income too - imagine how much that would be on these figures.

Now obviously there will be all sorts of loopholes, deductions, offsets etc, they will claim, but these are just basic figures.

Take from this what you will - whether a higher payday is that much more worth it at the end of the day. That's still more income, but not as much as it looks due to the excessively high tax imposed at these levels.

Money is not the be all and end all for everyone - some players do chose to take less than their value to stay at the club they want to play for. Bruz stikes me as this kind, but you never know, so we'll wait and see.
Hey Kez, it’s still 60% more after tax money. Plus he’s likely to get at least 2 more years on $1m vs Zero at the Pies. Basically it’s double.

Sports people have a 5 year averaging for tax. This would be mute on a 6 year deal. It would more come into play when he retires if he doesn’t go into high income.

Also to note is 6 years guaranteed income allows him to invest far greater with his ability to repay. He could leverage $3m over 6 years just on his extra earnings. This more likely to set him up for the rest of his life.
 
Unless you're borrowing against it to invest, or renting out rooms on Air BnB, the family home doesn't earn you income and a $2 million dollar home is more expensive to keep than most cheaper homes. It's not like a financial asset - unless you plan to sell it and buy something cheaper.
However, your largest monthly financial commitment during your 30s-50s is likely to be your mortgage. If you don’t have one, there’s a saving of $5k+ a month that can be invested or used to leverage into a portfolio of property/equities.

It’s a huge advantage and a very handy financial base to launch from.
 
Hey Kez, it’s still 60% more after tax money. Plus he’s likely to get at least 2 more years on $1m vs Zero at the Pies. Basically it’s double.

Sports people have a 5 year averaging for tax. This would be mute on a 6 year deal. It would more come into play when he retires if he doesn’t go into high income.

Also to note is 6 years guaranteed income allows him to invest far greater with his ability to repay. He could leverage $3m over 6 years just on his extra earnings. This more likely to set him up for the rest of his life.
It’s a difficult one because, having that extra in your pocket is nothing to sneeze at.

However, I don’t know the financial benefits of being a 1 club player, particularly when it’s Collingwood. There will probably be guys/members at the club who could offer him opportunities after footy.

Also, there’s nothing worse than having to turn up to work for the next 6 years if don’t feel like you fit in to that other club. Then there’s the higher expectations placed on you to justify a $1m+ long term contract.

I’d be surprised if he left if we opened him 4 years at $750k-$800k pa
 
As much as I want to be buoyed by this, he’s hardly going to confide to a stranger in a cafe he’s planning to leave Collingwood.

Most players don’t even tell their teammates until it’s sorted.
He strikes me as ask him a straight question he’ll give you a straight answer kinda guy.
My doubt on the story is the poster to be honest.
Without going over old ground too much, Bruzzy was pretty effusive about us early on.
Then his wording changed, (after being worded up by his agent no doubt).
Then the big offer from North resurfaced, (been mentioned they had a crack last year).
It’s all theatre imo and he’ll stay.
PS: If you got a selfie with him timokane I’m convinced.
 

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He strikes me as ask him a straight question he’ll give you a straight answer kinda guy.
My doubt on the story is the poster to be honest.
Without going over old ground too much, Bruzzy was pretty effusive about us early on.
Then his wording changed, (after being worded up by his agent no doubt).
Then the big offer from North resurfaced, (been mentioned they had a crack last year).
It’s all theatre imo and he’ll stay.
PS: If you got a selfie with him timokane I’m convinced.
I believe him.
 
The moment that article from HUN said Cameron and Hill were out of contract this year , you knew it was clickbait made up rubbish
 
Inclined to agree.

Take first round pick, turn it into younger player in the right age bracket e.g. a chunk of Rowell. Use Maynard’s vacant spot to develop someone like Parker. After acquiring Houston we have plenty of options on the HBF.

Something tells me Maynard only has another 2-3 good years left in him and is past his peak.

I’d rather keep him and win two more premierships before he retires
 
I don’t think the dollar component is the be all and end all for him, the length of contract may be. I don’t think he’s geared like that though. He may be interested in the idea of being a leader in a new environment, seemingly on the way up, and that would excite someone looking for new challenges at this stage of their careers.

In saying that I strongly suspect he’s a Pie. He loves the Pie environment and his team mates and the chance of more flags in his playing time. Hard to resist that for a man like Bruzzy. Loyalty is paramount to a man like that.

If he decided to set himself up in his twilight years with a move then I’ll always love him. We can use that pick and cap space to rejuvenate the list a little bit. He’ll always be a much loved Premiership Pie to me.
 
However, your largest monthly financial commitment during your 30s-50s is likely to be your mortgage. If you don’t have one, there’s a saving of $5k+ a month that can be invested or used to leverage into a portfolio of property/equities.

It’s a huge advantage and a very handy financial base to launch from.
Of course it is, which is the point.
 

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Something that is overlooked a bit - when you are earning over $190k a year, everything over that is taxed at 45%!

So while it may seem like $600k a year for a footballer is incredible, set you up for life money, remember, they are paying 45% tax on $410k of that (in addition to the $51,638 they've also paid on the first $190k) - $600k has become $363k in reality after tax.

Now imagine that is now $1m instead of 600k
Now you're looking at $810k of that, taxed at 45%. $416,138 lost in tax. $584k is the net figure.

$600k = $363k
$1m = $584k

Medicare Levy is 2% of taxable income too - imagine how much that would be on these figures.

Now obviously there will be all sorts of loopholes, deductions, offsets etc, they will claim, but these are just basic figures.

Take from this what you will - whether a higher payday is that much more worth it at the end of the day. That's still more income, but not as much as it looks due to the excessively high tax imposed at these levels.

Money is not the be all and end all for everyone - some players do chose to take less than their value to stay at the club they want to play for. Bruz stikes me as this kind, but you never know, so we'll wait and see.
Wow, someone start a gofundme page for these players.
 
What special tax treatment do they get?

I’m not an accountant nor do I remember where I found out about it, so take it with a grain of salt, but if I remember well they can defer a portion of their wages to a trust or a company (with tax breaks) and amortise their income across a number of years so they don’t get hit at the highest tax bracket during their playing career when they risk having much much lower income post playing.
 

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