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Don't buy a place just because you think that's what you do as someone approaching 30. I have passed 30 and have no intention of buying any time soon even though I can afford to. If you're unsure of where you are heading in life and what you want to do, being tied into a mortgage will be like having a noose around your neck.

Renting until your 50 isn't really an issue as long as you invest money in other areas. Look at a lot of places around the world and home ownership is nothing like what we have here, people are happy to live their whole life without owning any property. If you're worried about having nothing in ten years time then just throw $100 a week into a managed fund like Argo.
 
I have more desire to travel around WA rather than head back overseas.
I think its a good thing to explore your own hood.

Doesn't need to be a holiday even a weekend away to break up the weekly grind.
 

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I did heaps of travel around WA/Oz as a kid so I'm lucky in that regard but I'd rather save it for later. Driving holidays are good for young families through to people in their 60s and 70s with kenting caravans slowing highway traffic to 90.

There are heaps of amazing spots in the Pilbara and Kimberley but I don't think I missed out not visiting them in my mid 20s, whereas going out partying in cool bars til 5am in Europe has an expiry date. I don't really want to be tagging along with Contiki folk when I'm 47 like some sort of Rex Manning figure. Plus if you have young kids a trip overseas immediately becomes a lot harder and more expensive with long haul flights.
Yep, lived in London from 27 to 30 and swept across Europe in a way that would make Hitler blush. Would love to go back but you can't share house when you have two kids, can't party all night, can't easily pack up for a weekend. Will probably focus on Oz for the next 5-10 years. Hit those European river cruises when I'm an OAP :D
 
Both pure capitalism and pure socialism are shit.

I dare say social media represents a step back for humanity in many ways.
 
I'm not being all 19-year old student here, but what is the point?

We worship hacks in Hollywood and aspire to be them and live our whole life tracking them.

We work for campaigner bosses, in corporations that have downward pressure, where everyone else above us has more pressure and tries to take more shortcuts, to help people who are millionaires.

These days we have to rent to live, adding to the above point.

We get home so tired, we drink shit and eat shit and don't exercise.

We get told to eat this food and drink this beer and then get told to be this thin because it's hot.

We are never ever ever happy.

We are always aiming for something else.

We're ****** over by the world, by money, we would do anything for cash, and we would do anything to keep our job, and yet we're all a second away from a redundancy and living on the streets. We all try and for what? To die at 78? We all work hard and slave away to what, buy a fridge? We get a job and pay $70 a week to get there?

Life is not made to get us ahead.

We are not made to succeed.

We are made to do as we say and feel pressure from everywhere, to be kept below.

It's ******.
Ok. I am going to pull you up. You’re 19 and you sound defeated. Every single one of those scenarios you have a choice about. Sure, we can’t all be making hundreds of thousands of dollars but is it the be all and end all? There are a lot of situations there that can be mitigated by not buying into them or choosing to focus on other things.

You need to learn to control your life and at 19, you’ve got a LOOOOOONG way to go. As far as money goes? Respect it’s power. I was mortgage free at 27. I bought my first unit at 22 and lived at home. I put ALL my money into the property to drive the mortgage down. I rented it out. I paid lots of tax because it was positively geared. Maybe at 22 you won’t have an investment, but at 24 or 25 you might.

Point is, stuff your overseas holidays, stuff your big adventures, do that later on. If you live at home, save your money and buy an investment. Own it. Hit 30 and be close to mortgage free. Pay capital gains tax on a positively geared asset. Make sure the asset is making money.

Now, the money stuff is out of the way? Once that property is owned by you, your income becomes yours! You have disposable income. So if you’re working and you’re at home, save your money!

As for the rest of your post? Don’t eat shit, you’ve got a choice. Exercise and get fit, you’ve got a choice. Come home from work and don’t sit around, you’ve got a choice. Don’t worry about celebrities, focusing on them is taking the focus off yourself.

You need to stop being a victim, otherwise you’ll always be a whinger.
 

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It’s not that easy.

I know people with sensible degrees in ‘timeless’ industries that are considered for ‘smart people’ and they struggled to get bar work or retail work over summer. Youth unemployment is rife. You take what you get and don’t quit because you know it’ll be depressing and a long slog to get something probably worse.

It’s easy for baby boomers to say ‘that’s life champ!’ but they enjoyed weekends off, houses they could pay off, prosperity, even a world that encouraged physical activity and didn’t allow for being knackered. Back then you were knackered from working on a port, not from sitting at a desk. You earned beers, not needed them.
Do you live at home?
 
Do you live at home?
Paid my first rent when I was 17.

Moved back at 23, went travelling, here getting the money back a year later.

In a way packed a lot in considering most of my mates who have moved out, only moved out in the last six months. But at the same time being home at this age isn't too cool either.
 
Paid my first rent when I was 17.

Moved back at 23, went travelling, here getting the money back a year later.

In a way packed a lot in considering most of my mates who have moved out, only moved out in the last six months. But at the same time being home at this age isn't too cool either.
Move home and save.
 
Paid my first rent when I was 17.

Moved back at 23, went travelling, here getting the money back a year later.

In a way packed a lot in considering most of my mates who have moved out, only moved out in the last six months. But at the same time being home at this age isn't too cool either.
Think you need to get over the this imaginary stigma in your head about 'being at home at this age' isn't cool. Does it really matter if you are? What's the big deal?
 
I don’t interact with teenagers much at all. The ones I have come across generally seem quieter than my generation X were. And as much as they are into selfies and things like that, they seem more worldly and engaged with things like politics. Definitely more accepting of different personalities and minorities.

They also seem to shun smoking and drinking much more. Instead of big house parties they like to just be around their core few friends and go to restaurants or coffee shops.

(Oops. Meant that for the Kids thread)
 

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Paid my first rent when I was 17.

Moved back at 23, went travelling, here getting the money back a year later.

In a way packed a lot in considering most of my mates who have moved out, only moved out in the last six months. But at the same time being home at this age isn't too cool either.
Girl your avatar looks familiar but cant place
 
I was at home for a bit at 24 while buying a house, waiting for settlement etc.

The worst thing from my perspective is that having been out of home for a couple of years going back felt different. Always nice to have a home cooked meal in familiar surroundings but definitely a shock when you're used to doing your own thing to get 'where are you going? what time will you be home? do you have any washing?' type questions again.

Depends on your relationship with your parents, too. I know people that have moved home in their early 30s as a married couple while building a house. I couldn't imagine doing that but it wasn't a big deal for them and they didn't feel insecure or anything about it.
 
I moved out at 21. After returning from overseas we bought near my family. It was good in some ways but got over the drop-ins a little bit. It could get a little intrusive. I love my parents and we get along well but space is good. I’m late 30s and the other side of the Pacific but they can still make me feel like a kid sometimes.
 
The worst thing from my perspective is that having been out of home for a couple of years going back felt different. Always nice to have a home cooked meal in familiar surroundings but definitely a shock when you're used to doing your own thing to get 'where are you going? what time will you be home? do you have any washing?' type questions again.
.

I moved out at 21. After returning from overseas we bought near my family. It was good in some ways but got over the drop-ins a little bit. It could get a little intrusive. I love my parents and we get along well but space is good. I’m late 30s and the other side of the Pacific but they can still make me feel like a kid sometimes.

Weird thing is how you/your parents internalise roles from growing up. Can cut across all relationships to a point in terms of the script they follow.

Parent/child is where its obvious. In terms of how you see yourself is not how others see you.
 

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