Roast Grumpy Old Thread II - the grumpiness continues

[Samsquanch]

Of course if you wanted the noisiest an original english teasmade would be to go.

I saw one in an op-shop with an analogue clock and everything. I don't know what they were asking but probably $5

 

[Samsquanch]

It’s the pits, hate it. And I have never been through the drive through and actually got everything, let alone the mythical dipping sauces.
Red Rooster at least has the fact that it a front for money laundering going for it, KFC is just a hangover’s lament

Frankston south drive through and I don't get along.

 

[Nate7]

Frankston south drive through and I don't get along.

Tell us what you did!

 

[Lomas]

Tell us what you did!

Probably just expected to get what he ordered.

 

[koshari]

I saw one in an op-shop with an analogue clock and everything. I don't know what they were asking but probably $5

In good working condition over $100, old swan and goblin ones are collectable.

Rare vintage 1949 Goblin Teasmade Model D.20 | eBay

<p>Rare vintage collector's item - 1949 Goblin Teasmade Model D.20. Some knobs missing. Areas of paint loss on plywood tray and signs of wear consistent with age. China lid of teapot is chipped and cracked and the glaze is crazed and discoloured. </p><br /><p>This model was one of the early ones...

www.ebay.com.au

 

[Samsquanch]

In good working condition over $100, old swan and goblin ones are collectable.

Rare vintage 1949 Goblin Teasmade Model D.20 | eBay

<p>Rare vintage collector's item - 1949 Goblin Teasmade Model D.20. Some knobs missing. Areas of paint loss on plywood tray and signs of wear consistent with age. China lid of teapot is chipped and cracked and the glaze is crazed and discoloured. </p><br /><p>This model was one of the early ones...

www.ebay.com.au

I don't think the one I saw was that old. I took a picture for my son (but can't find it now) as I told him that's how smart homes used to work in the 60s.

I only guessed at it being a 196x model.

But it was a Goblin. I can remember that. In the 1970s there was one sold by Black&Decker I think.

 

[Samsquanch]

Tell us what you did!

I really can't recall except that words were had. I think I might have taken too long looking at the menu and that caused some general irritation. I could ask my son as he cracked the shi!TS with me and took sides with the KFC person. He now refuses to go to any fast food place with me.

Bloody young people. Waste of space.

 

[blackshadow]

Best I've got is reminding some CEO that only a few people know who he even is, no one cares who he is, that to the rest of the world he is nobody but a bald old bloke with a family who hate him. He had cut a line, abused some hotel staff and 'chop chop'd them to fetch him a bottle of water.

Mid '90s Sydney back in the days when mobile phones weren't common.

Out for lunch with a mate at a very swanky Sydney city restaurant that was frequented by many captains of industry. There was one obnoxious campaigner who kept talking loudly on his phone.
A well known Sydney business man obviously had had a gutful, gets up from his table and takes the guys mobile phone from his hand and dropped it in a fishtank. Gave him his business card and said "send me the bill when you get some manners". The bloke's jaw just dropped.

It was priceless.

 

[Lomas]

Mid '90s Sydney back in the days when mobile phones weren't common.

Out for lunch with a mate at a very swanky Sydney city restaurant that was frequented by many captains of industry. There was one obnoxious campaigner who kept talking loudly on his phone.
A well known Sydney business man obviously had had a gutful, gets up from his table and takes the guys mobile phone from his hand and dropped it in a fishtank. Gave him his business card and said "send me the bill when you get some manners". The bloke's jaw just dropped.

It was priceless.

Was he talking to Barry?

 

[rickety]

I know we've all hit the pedestrian crossing button and kept walking, usually laughing at all the cars having to stop now for some smart arse kid. But how about when you stop at any pedestrian crossing, with lights or without, and the f@ckers don't even walk in the lines of the crossing? They start off with good intent, then just drift away on whichever angle they choose. And, if it's not a crossing with lights, and they stray from within the lines, is that play on? Mate, you've just stepped outside of your car free zone, and joined a live game of Frogger.

 

[blackshadow]

I know we've all hit the pedestrian crossing button and kept walking, usually laughing at all the cars having to stop now for some smart arse kid. But how about when you stop at any pedestrian crossing, with lights or without, and the f@ckers don't even walk in the lines of the crossing? They start off with good intent, then just drift away on whichever angle they choose. And, if it's not a crossing with lights, and they stray from within the lines, is that play on? Mate, you've just stepped outside of your car free zone, and joined a live game of Frogger.

Don't get me started on amblers - walk don't amble you ****ers!

 

[Gasometer]

Are interest rates calculated on the initial borrowed amount for a Home Loan or what the current balance is.

For example X and Y borrowed $1 million in 2000 on a 25 year loan

Now they are down to $100k

Is the interest payments set today calculated on the $1 mill or the $100k?

 

[Lomas]

Are interest rates calculated on the initial borrowed amount for a Home Loan or what the current balance is.

For example X and Y borrowed $1 million in 2000 on a 25 year loan

Now they are down to $100k

Is the interest payments set today calculated on the $1 mill or the $100k?

On the remaining loan.

 

[Gasometer]

On the remaining loan.

Hmm that’s wat I thought

I have a mate whose bank is insisting that they repay on the original amount to meet that their debt is paid within the time frame which is 12 years away

Currently paying $1700 a month on $150k balance and struggling

 

[Lomas]

Hmm that’s wat I thought

I have a mate whose bank is insisting that they repay on the original amount to meet that their debt is paid within the time frame which is 12 years away

Currently paying $1700 a month on $150k balance and struggling

Then they should just refinance. The repayment rate is calculated to finish in the timeframe, so includes an amount for paying it down, not just the interest.

It sounds like the majority is going to the principle, not the interest.

 

[Samsquanch]

I know we've all hit the pedestrian crossing button and kept walking, usually laughing at all the cars having to stop now for some smart arse kid. But how about when you stop at any pedestrian crossing, with lights or without, and the f@ckers don't even walk in the lines of the crossing? They start off with good intent, then just drift away on whichever angle they choose. And, if it's not a crossing with lights, and they stray from within the lines, is that play on? Mate, you've just stepped outside of your car free zone, and joined a live game of Frogger.

When I used to walk home from the station I had to cross at a proper zebra crossing to get over one street along the way. Mostly the cars will stop, and I always hurry across to minimise their wait time. But twice, a grey-haired old lady in a corolla didn't just continue driving, she actually sped up to get over the crossing before I could set foot onto the street.

The second time I tried to get a photo but it was getting dark and I was too slow getting the phone out and unlocked.

 

[Samsquanch]

Are interest rates calculated on the initial borrowed amount for a Home Loan or what the current balance is.

For example X and Y borrowed $1 million in 2000 on a 25 year loan

Now they are down to $100k

Is the interest payments set today calculated on the $1 mill or the $100k?

Interest will be calculated at a pre-set frequency (monthly, weekly, daily etc.) based on the outstanding balance (as of a particular day in your payment cycle).

It is not on the initial amount borrowed for the life of the loan unless you chose to borrow and pay-back interest only, in which case, you will always be paying interest on the initial amount (your regular payments in this case are not reducing the principle value of the loan).

Most high loan borrowers are "forced" to pay LMI (Lenders Mortgage Insurance) which is is a one-off, non-refundable, non-transferrable premium that's added to your home loan and is based on a number of things that the lender determines to be risk factors.

 

[rickety]

Don't get me started on amblers - walk don't amble you *ers!

Years ago I rad a book called Half days and patched pants. About 3 young fellas in Australia during the Depression. One fo the funniest books I've ever read and is wonderfully politically incorrect. Anyway, in that book there's a fella, Old Brown. He has a goat and a few cattle. Dawdling about the place like Old Browns cows, is an oft heard thing in my car.

 

[Samsquanch]

Dawdling about the place like Old Browns cows

My grandmother used to say that a lot.

Do you know anything about a Wig-Wam for a gooses bridle?

 

[rickety]

My grandmother used to say that a lot.

Do you know anything about a Wig-Wam for a gooses bridle?

Nope, but I reckon I ought to

 

[blackshadow]

My grandmother used to say that a lot.

Do you know anything about a Wig-Wam for a gooses bridle?

Brown’s cows and wigwams for goose’s bridles were expressions in my household when I was growing up!
Haven’t heard the terms for years.

 

[Gasometer]

Somehow I have been signed up to the Essendon email mailing list…

 

[rickety]

Somehow I have been signed up to the Essendon email mailing list…

Pretty sure Woof saw the "dog toy" SonofSamsquanch has sent you

 

[Samsquanch]

Somehow I have been signed up to the Essendon email mailing list…

That might have happened when I sent that parcel/ The bloke in the local post office looked like he was an essendon supporter.

 

[Samsquanch]

View attachment 1706309

Pretty sure Woof saw the "dog toy" SonofSamsquanch has sent you

Seriously, I wonder if, when the blokes doing the collections pick up the box and it falls to the ground, will they leave it on the nature strip?