Social Science Things that please me - Part 3

[Over The Post]

I've been watching that for five minutes and they are still pulling them out. How many are in there???

 

[Hawk Dork]

I would love to know the back story they would take days or weeks to get that big surely you blow your nose or try and wash it out with water when thing get itchy ???

 

[Shell]

I am pleased before that gif/video whatever it is above loaded I scrolled down the page, therefore completely missing it.

 

[Hawk Dork]

I am pleased before that gif/video whatever it is above loaded I scrolled down the page, therefore completely missing it.

good idea

 

[Cruyff14]

These are my two fave gifs. First one especially.

 

[Over The Post]

Of course, they could have been put there if he had some form of condition that caused dead tissue in the sinuses. Larval debridement it's called, the application of sterile maggots because they only eat necrotic flesh and leave a nice clean surface. Don't google-image it.

Looks unlikely though.

 

[FRUMPY]

These are my two fave gifs. First one especially.

this is my favorite

 

[Cuzz09]

Housing trust places down the road from me being boarded up.

Heres hoping for some fresh new housing development to make it feel nice

On SM-G925I using BigFooty.com mobile app

 

[peternorth]

this is my favorite

i enjoy this

 

[Over The Post]

Can't go past this.

 

[the_interloper]

Nearly finished my first work trip since Feb last year, not used to back to back to back meetings, ****in rooted.

 

[Hawk Dork]

Another tip to the tip love seeing the concrete floor under the house

 

[Hawk Dork]

Changed the battery in my wifes watch went to change the time ,I didnt need to ....perfect timing

Got to use my watch repairers tool kit again,paid for itself many times over ...also makes me feel good

 

[peternorth]

Changed the battery in my wifes watch went to change the time ,I didnt need to ....perfect timing

Got to use my watch repairers tool kit again,paid for itself many times over ...also makes me feel good

What are the odds! (1/720)

 

[Hawk Dork]

What are the odds! (1/720)

I had 2 chances a day
I didnt even look when I started so it was pure fluke

 

[troybe]

Lyon to Marnie. For free!


Sent from my iPhone using BigFooty.com

 

[PT Bar None]

I see the parliament committee has given the ANZ Bank CEO a bit of a kicking over credit card interest rates.

Banks under pressure over 'embarrassing' credit card interest rates

ACCC chair Rod Sims says the "very large gap" between bank funding costs and credit card interest rates charged to consumers requires an explanation.

thenewdaily.com.au

Specifically their advertising of a "new" 20.24% card, although Shane-o was able to bat it away in the unruffled manner you'd expect from a CEO being paid millions a year.

Consumers deserve to know why those rates are so high, despite the RBA’s interest rate sitting at 0.1 per cent.

There’s a very large gap, which the Australian people do need to have explained to them.

Well, it's a quite simple explanation, Rocket. That gap exists to facilitate us banks making metric crap tonnes of profit, year on year. It's the only reason products like this exist, you see.

It’s one thing to charge a mark-up over the cash rate, but its another to charge more than 200 times as much as the cash rate,

20 per cent is taking you into the world of payday lenders and loan sharks, not the world in which an esteemed major bank should be operating

Aww, come on Andy, there's mobs out their with their snouts further into the trough than a measly 20%. Besides, 50% of customers don't even pay interest on credit cards. Everyone knows that.

So what you're saying there Shane-o, is that all those metric crap tonnes of profit is being extracted from half as many people as we think? And that those are the people who maybe don't have the money to avoid the interest hit, or have other psychological issues? ie your most vulnerable customers? Whilst the wealthy customers can easily avoid the charges.

Are you “embarrassed” by the card, which advocates warn would fall afoul of the new rules?

Embarrassed, Andy? Are you serious? CEOs getting paid millions are evolutionarily prevented from experiencing embarrassment, you know that. If I was capable of feeling it, I would've felt it when I laid off people in the middle of last years lockdown, just so I could pump up the balance sheet and keep those sweet, sweet fully franked dividends flowing. Hell, I'm even laying off people right now, in the middle of this conversation. We hitting the whisky bar when we're done here Andy, as usual?

It’s about [the credit card] being used appropriately … it’s entirely inappropriate to be using a credit card for permanent debt.

Yes, good point Shane-o. And of course the bank is providing education services to customers about how to appropriately use your products?

Hell no Andy, why on Earth would we do that?
The customers who can't afford to pay down their cards and are getting hit with our interest fees happy service goodtime allowance need to pay for "independent" financial advice if they need to be educated on banking product use.
Of course Andy, we at the bank used to provide "independent" financial advice services, but we all know what happened there thank you very much. So we sold off that part of the business for some more profit.

Anything else to add Shane-o?

Yes Andy - Everyone's super is chock full of banking shares, including yours, and the expectation is that is that those shares will continue to not just be sound investments, but continue to grow and pay. And if they don't, the whole country's super and retirement plans will tank. So you see, these high interest credit cards are actually the silent workhouses* carrying the superannuation and retirement hopes of the nation.
So you, the ACCC, and anyone else having a whinge about banks and credit cards can ****. Right. Off.

Thanks for having me.



ETA: * this is a typo - I meant workhorses, but I like "workhouses" being in there from a satirical perspective, so I'm leaving it in

 

[Gough]

Auto correct strikes again.

 

[Over The Post]

Surely they're taking the piss?

 

[Chief]

That’s no good. I was looking forward to the live stream.

 

[Gough]

I wonder if anyone will prostate themselves before the body?

 

[peternorth]

pizza in the air fryer

 

[Over The Post]

There's going to be at least one song from Urethra Franklin.

 

[Dogs_R_Us]

Changed the battery in my wifes watch went to change the time ,I didnt need to ....perfect timing

Got to use my watch repairers tool kit again,paid for itself many times over ...also makes me feel good

Where did you get it?

 

[Hawk Dork]

Where did you get it?

Ebay