Things that please me - Part 6

[rocker_oz33]

Took my camera out last week to shoot some waterfalls.
I didn't get alot of advice I was seeking.
But thought I would have a go and played around with the settings and shutter speeds.
Phantom falls looks OK.

 

[rocker_oz33]

Put longer legs on the bed so that my robot vac can clean underneath it

We can't do that the bed already hight AF.
The mattresses is huge.

 

[Dogs_R_Us]

We can't do that the bed already hight AF.
The mattresses is huge.

I know. It does look a bit high. Plus I have a mattress topper that I might take off. Hope I don't fall out

 

[rocker_oz33]

I

I dunno how foodland is still around considering the dominance of Cole’s and woolies and the emergence of iga

Woolie and Coles are not everywhere.
Along the GOR no woolies apart at Torquay no more woolies or Coles till W'bool.

In tassie alot of IGAs in smaller towns

Woolies tend to get in early in new suburbs.
Build it and they will come.

But they are the big 2.

 

[kickazz]

The day that I no longer get joy at the sight of sunlight shimmering off the ripples of a lake/bay, like thousands of little lights flashing on and off, is the day I'm done with this world.

Makes me happy every time.

 

[rocker_oz33]

i was looking at the surf coast walking map before.
it has them broken down into sections.
i might just do them all but start at a different start point adding extra ks to the walk.
i love coastal walks and i can take my dogs with me,on most of them.

 

[Shane Sheridan]

Selling my house in this market. Just accepted an offer for $150 000 over the starting price. Watch for me in the things that make me sad thread when I buy again.

 

[kickazz]

Selling my house in this market. Just accepted an offer for $150 000 over the starting price. Watch for me in the things that make me sad thread when I buy again.

Yeah how much of the 150 will go to stamp duty on the next joint. Such a friggen rort.

Good stuff on the sale though, those big things can be stressful

 

[Billy ray]

Yep
I sold my place and bought new place for essentially same $$. But paid $80k in duty on the purchase. I did save $50 k on sale as private sale otherwise i would be yeh 130k down for essentially a sideways move.

 

[raskolnikov]

Selling my house in this market. Just accepted an offer for $150 000 over the starting price. Watch for me in the things that make me sad thread when I buy again.

Yeah me too. I'm not buying again though, unless it's a little retirement villa somewhere on the Riviera.

 

[Gralin]

Yep
I sold my place and bought new place for essentially same $$. But paid $80k in duty on the purchase. I did save $50 k on sale as private sale otherwise i would be yeh 130k down for essentially a sideways move.

This is where a land tax would be better, though it would need to account for existing stamp duty paid so it didn't double dip on existing properties

It would be like council rates, remove the upfront burden the duty has
such a deterrent on changing homes

 

[kickazz]

This is where a land tax would be better, though it would need to account for existing stamp duty paid so it didn't double dip on existing properties

It would be like council rates, remove the upfront burden the duty has
such a deterrent on changing home

So many benefits to it. Imagine how it would free up the labour market if people felt it was easier to relocate for work.

 

[Over The Post]

Imagine being a pensioner in a unit somewhere and having to find land tax as well as rates or risk having your home sold out from under you.

 

[Chief]

Imagine being a pensioner in a unit somewhere and having to find land tax as well as rates or risk having your home sold out from under you.

Cheaper house up front. They'd end up with subsidies as pensioners in their own home.

 

[Gralin]

Imagine being a pensioner in a unit somewhere and having to find land tax as well as rates or risk having your home sold out from under you.

That could be dealt with to avoid the situation if the changes were brought in properly

The fact councils can force sell your house to reclaim unpaid rates is ridiculous it's something that should be stopped regardless of anything else

 

[kickazz]

On the poor pensioner who can't afford the land tax: I think this is a good point, and I like to illustrate it by thinking of the scenario where the poor aged pensioner has lived in a place like Richmond or Barwon Heads for decades.

So a place that was far from affluent when they moved in. Other than their house, they have few assets so live a meagre existence.

I see two options:

1. They actually are wealthy. They can choose to sell up or rent out the property and live elsewhere - and they'll be doing more than fine.

but that's a bit rough if friends and family are nearby, etc. It's not their fault the yuppies moved in. They should be able to stay living there and live the simple life. So what about the land tax?

2. The land tax gets deferred and comes out of their estate upon death.


It sounds on the surface a bit brutal, and maybe it is. But the facts remain that the wealth they have from owning an expensive property does give them options in life not afforded to others.

 

[Off The Couch]

On the poor pensioner who can't afford the land tax: I think this is a good point, and I like to illustrate it by thinking of the scenario where the poor aged pensioner has lived in a place like Richmond or Barwon Heads for decades.

So a place that was far from affluent when they moved in. Other than their house, they have few assets so live a meagre existence.

I see two options:

1. They actually are wealthy. They can choose to sell up or rent out the property and live elsewhere - and they'll be doing more than fine.

but that's a bit rough if friends and family are nearby, etc. It's not their fault the yuppies moved in. They should be able to stay living there and live the simple life. So what about the land tax?

2. The land tax gets deferred and comes out of their estate upon death.


It sounds on the surface a bit brutal, and maybe it is. But the facts remain that the wealth they have from owning an expensive property does give them options in life not afforded to others.

Until they revisit negative gearing and franking credits, I don’t think some old pensioner who bought their house 50 years ago should be the one forced to sell.

In most instances because of the size of those blocks, it’s just going to be another developer or investor that’s doing the buying anyway and the same people who tend to find the loopholes so they don’t end up paying their way anyway

 

[Over The Post]

That could be dealt with to avoid the situation if the changes were brought in properly

 

[Over The Post]

Well apart from the incredibly wealthy greedy boomers that everyone here likes to punch at, how about the real world where people DON'T live alone in 2 million dollar homes they bought in 1975 for $15000.

How about a widow in early 60s who bought a 2br unit for $400k eight years ago and its now worth $550k if she was going to sell it, which she can't because it's the roof over her head and only asset she has apart from a 20-yo car and about $50k on term deposit? And surviving on a few hours casual work a week because that's all she can get? **** all super because women traditionally have been underpaid and in insecure work? And scratching around for another 5 years before she becomes eligible for a pension?

Just giving ONE example I personally know of.

I can see very few people around here have ever been in insecure life circumstances and needing the surety of "whatever happens, I own my place and can never be kicked out."

 

[Gralin]

View attachment 2396709

Yeah amazing I know

Until they revisit negative gearing and franking credits, I don’t think some old pensioner who bought their house 50 years ago should be the one forced to sell.

In most instances because of the size of those blocks, it’s just going to be another developer or investor that’s doing the buying anyway and the same people who tend to find the loopholes so they don’t end up paying their way anyway

We need widespread tax reform for sure

Well apart from the incredibly wealthy greedy boomers that everyone here likes to punch at, how about the real world where people DON'T live alone in 2 million dollar homes they bought in 1975 for $15000.

How about a widow in early 60s who bought a 2br unit for $400k eight years ago and its now worth $550k if she was going to sell it, which she can't because it's the roof over her head and only asset she has apart from a 20-yo car and about $50k on term deposit? And surviving on a few hours casual work a week because that's all she can get? **** all super because women traditionally have been underpaid and in insecure work? And scratching around for another 5 years before she becomes eligible for a pension?

Just giving ONE example I personally know of.

I can see very few people around here have ever been in insecure life circumstances and needing the surety of "whatever happens, I own my place and can never be kicked out."

And as I said right now we don't have housing security

You can get kicked out of your place right now

 

[Gough]

First Wallabies win in Jo'burg in my lifetime. Amazing.

 

[MP_]

Sunderland back in the prem league and winning their first game

 

[Over The Post]

And as I said right now we don't have housing security

You can get kicked out of your place right now

So why bring in something that is going to contribute to even more housing insecurity?

 

[rocker_oz33]

Mitch Duncan kicks a goal from 50 in the last game in the VFL prob his last kick as a cat.

 

[Gralin]

So why bring in something that is going to contribute to even more housing insecurity?

Because it could be implemented in a way that didn't make housing insecurity worse and would be an improvement over the current system