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Ahhhhh the old the guvment will fix it solution. Nothing that cant be fixed without a handout eh?OK last comment on this i promise. you make a really good point, there are many out there that have over committed and have properties with a value that roughly matches the total loan amount. i believe two options are available for these scenario. A) the government can pay the differences on loan value to sale price if people take this option within a certain time frame i.e. if an investor sells their house to a independent buyer within 2,3,6 or what ever months then the difference will be refunded to close down a loan by the government in a one off payment, similar to the gun buy back scheme. alternatively B) the people who have these ridiculous loans should suffer the consequence of entering a market without identifying and offsetting the risk of what would happen if house prices fall.
i cant see B happening due to public outcry, therefor A will allow for a quick end to this issue. there may be other options na downsides to this one but i haven't delved to deep in the subject




. you make a really good point, there are many out there that have over committed and have properties with a value that roughly matches the total loan amount. i believe two options are available for these scenario. A) the government can pay the differences on loan value to sale price if people take this option within a certain time frame i.e. if an investor sells their house to a independent buyer within 2,3,6 or what ever months then the difference will be refunded to close down a loan by the government in a one off payment, similar to the gun buy back scheme. alternatively B) the people who have these ridiculous loans should suffer the consequence of entering a market without identifying and offsetting the risk of what would happen if house prices fall.



