Mega Thread The Questions Thread - Part II

[Gralin]

You heard him Quivorir, start writing me a draft

good that you've got a third party documenting for you

literally no idea why I tagged Quiv sorry for that

 

[Caesar]

When you pay rent, are you paying for the month just gone or the month ahead?

In NSW the landlord can only take rent a fortnight in advance. So when you move in you usually pay the equivalent of 6 weeks’ rent (being a bond equivalent to 4 weeks, plus the first fortnight of rent).

From that point on, if you pay fortnightly it is usually 2 weeks in advance. If you pay monthly, it is usually 2 in advance and 2 in arrears.

Can’t speak for how it works in other states. Should be in your tenancy agreement though.

 

[Quivorir]

good that you've got a third party documenting for you

literally no idea why I tagged Quiv sorry for that

Just happy to know you're thinking of me mate.

 

[Over The Post]

I had to pay a "security deposit" of $3300 as well as first months rent of $1100 to the real estate. Payment due 28th of the month, rent for the following month. Told the landlord to ditch the estate agent who was charging him something like $95 a month "management" fee for coming around twice in two years for a quick walkround. Did a cut'n'paste lease agreement with the landlord and its been fine ever since. Except the real estate paid him my $3300 and I have nothing in writing from him that he's got it. Hmm.

 

[peternorth]

Proposing to my partner in July over a 2 week holiday. Should I do it at the start of the holiday so we can celebrate, the end, or something inbetween?

do it on the way to the airport. if she says no, kick her out and enjoy your solo trip.

 

[Caesar]

I am going to have to buy a new car soon. I like the idea of buying something fully electric but I struggle to justify the price.

I notice that the Nissan Leaf has vehicle-to-home capabilities. Has anyone crunched the numbers on home electricity savings to see if that makes the price a bit more viable?

On paper it looks pretty good but not quite sure if I am missing some complications.

 

[Nothing]

I am going to have to buy a new car soon. I like the idea of buying something fully electric but I struggle to justify the price.

I notice that the Nissan Leaf has vehicle-to-home capabilities. Has anyone crunched the numbers on home electricity savings to see if that makes the price a bit more viable?

On paper it looks pretty good but not quite sure if I am missing some complications.

From my communication with early Leaf owners, I'd avoid. Depending on how soon, soon is there's a few lower cost EV starting to come out. The BYD gets good feedback (but is still expensive for what it is).

In terms of vehicle to home, whilst the capability might be available, it's not always allowed by the electricity providers.

 

[Over The Post]

The BYD gets good feedback (but is still expensive for what it is).

... and roll the dice as to whether it goes up in flames from a battery fire like a cheap hoverboard.

 

[Billy ray]

How much contents insurance do you people have? Say for a large family home of 4-6 bedrooms

 

[Cuzz09]

How much contents insurance do you people have? Say for a large family home of 4-6 bedrooms

we've got the minimum I think.

like $20 a month.

2 of us and we own nothing fancy

On SM-S908E using BigFooty.com mobile app

 

[Off The Couch]

How much contents insurance do you people have? Say for a large family home of 4-6 bedrooms

I have 230k

 

[Cruyff14]

How much contents insurance do you people have? Say for a large family home of 4-6 bedrooms

$110,000.

 

[Billy ray]

we've got the minimum I think.

like $20 a month.

2 of us and we own nothing fancy

On SM-S908E using BigFooty.com mobile app

What does that equate to $ wise coverage?

 

[Caesar]

I have 230k

jeepers, what is it like having a gold plated toothbrush and a fine art collection

 

[Billy ray]

I have 138k.
Im going to go to each room and do an inventory. Stuff is cheap now in some instances like electronics. And certain items of clothing etc. but other stuff is not.

 

[Caesar]

Those waifu pillows don’t come cheap

 

[Cuzz09]

What does that equate to $ wise coverage?

Maybe like $20k? can't remember.

On SM-S908E using BigFooty.com mobile app

 

[raskolnikov]

I have 230k

$110,000.

WTAF? I reckon mine's about 10,000 at the most. My piano is about the only thing of any real worth in my house.

 

[Billy ray]

WTAF? I reckon mine's about 10,000 at the most. My piano is about the only thing of any real worth in my house.

This is why i am going to spend an hour or two doing the inventory and then some online shopping for like for like replacement costs.

 

[Off The Couch]

jeepers, what is it like having a gold plated toothbrush and a fine art collection

It’s only in the last year that I’ve increased our cover.

A friend had a house fire and the only thing they had left was the clothing they were wearing and it’s been an absolute eye opener as to how much needs replacing - all the little things soon add up

An exercise for you - do one room and work out the replacement cost for everything you have that will need to be replaced.

Also don’t forget that contents includes wall and floor coverings

I also have some Aboriginal art that I bought many many years ago that would cost me a fair bit to buy now.

 

[Engimal v3]

Been looking at projectors. Found a couple of older, cheap, probably used in a classroom on Facebook Marketplace. I know with things like turntables often the best value is in the second hand market. Does anyone know if the same rings true for projectors?

 

[sosos]

Been looking at projectors. Found a couple of older, cheap, probably used in a classroom on Facebook Marketplace. I know with things like turntables often the best value is in the second hand market. Does anyone know if the same rings true for projectors?

Watch out for dim, or yellowing or inconsistent image. Assume it's lcd, beware replacement lamp cost. If the filters have been regularly cleaned and lamp hours are low (canbeeasilyreset) and the image is clean and bright AND it's super cheap...AND you have a bracket to hang it...AND watch for the fan noise...

Also think about control. Might not have the remote so how do you turn it on or change source? Do you need to de-embed the audio from the hdmi? How is the cabling going to work? Throw distance? Keystone usually introduces artefacts in the image..

Check projectorcentral for all the specs. Personally I wouldn't buy a 2nd hand lcd but a laser would maybe make me think about it.

 

[Cruyff14]

WTAF? I reckon mine's about 10,000 at the most. My piano is about the only thing of any real worth in my house.

$10,000 in my house would be, two TVs, two couches and a laptop.

$10,000 would get you **** all if you lost everything.

 

[raskolnikov]

$10,000 in my house would be, two TVs, two couches and a laptop.

$10,000 would get you * all if you lost everything.

That's about all I have in my house. Actually I only have one tv and one couch. The rest of my furniture is second hand. Nice second hand stuff but still second hand.

What do you have that's worth 100k?

 

[Off The Couch]

That's about all I have in my house. Actually I only have one tv and one couch. The rest of my furniture is second hand. Nice second hand stuff but still second hand.

What do you have that's worth 100k?

You still need to replace them